money
Posted 1 week 6 days ago by Xin Lu
Personal Finance, Technology, Cars and Transportation
Here in San Mateo County, many gas stations are starting to sport prices above $4.00 per gallon. The trusty Gas and Shop down the street is still holding on to $3.93 per gallon but it seems inevitable that gas will cross that $4.00 mark. Funnily enough, some of the older gas pumps around the country in rural areas are experiencing a technical issue similar to the Y2K problem. Read on to see what it is.
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Posted 2 weeks 3 days ago by Xin Lu
Personal Finance, General Tips
The United States Postal Office will be raising their postal rates once again on May 12th, 2008. Is it time to stock up on the Forever stamp? Is this stamp that retains its value a good investment? Read on for some specific information on the rate hike and other facts about this special postal product.
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Posted 3 weeks 3 days ago by Xin Lu
Personal Finance, General Tips, Taxes, Investment
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds issued by the United States Treasury. These bonds are also known as I-Bonds and their yields fluctuate according to inflation. Currently, the yield is 4.28% and that beats all of my other cash investments. Here is some information on the interest rate on I-Bonds and the advantages of owning these bonds.
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Posted 4 weeks 2 days ago by Xin Lu
Personal Finance, Technology, Making Extra Cash, Art and Leisure
My ex-coworker told me that he is applying to a new startup called Predictify. He showed me their website and I was intrigued. Basically, the company lets people predict events that happen in the future, and if you are accurate about the outcome you could get paid for it. I decided to try it out.
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Posted 4 weeks 2 days ago by Kate Luther
Personal Finance, Career and Income, Life Hacks, General Tips, Lifestyle, Budgeting
A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got a little crazy and life interfered with my blogging plans. Go figure :)In any event, I think we're back on track now and as promised, we've got nine more tenets to go. So, without further adieu, here's tenet #2: The same actions will produce the same results.
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Posted 4 weeks 3 days ago by Xin Lu
Personal Finance, Frugal Living, Lifestyle, Taxes
My parents always told me that buying a timeshare is a bad idea because of the inflated upfront cost and perpetual maintenance and exchange fees the timeshare companies pile on. It is also quite difficult to sell a timeshare you no longer want because there is usually a giant supply of them on the market. If you do want to get rid of a money sucking timeshare, donating it may be the most economical option.
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Posted 4 weeks 4 days ago by Xin Lu
Personal Finance, Frugal Living, Cars and Transportation
I have been trying to drive at 55 miles per hour to save gas, and I am doing it by driving behind big trucks in the slow lane so that I do not get honked at or pulled over by the highway patrol. Apparently driving behind big trucks also saves you gas due to something called drafting, and you can safely take advantage of this to save an additional 5 to 10% of your gas.
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Posted 6 weeks 4 hours ago by Jabulani Leffall
Consumer Affairs
The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the good work choosing bad alternatives.
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Posted 6 weeks 2 days ago by Xin Lu
Personal Finance, Taxes
When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances married life is actually more expensive . In general, divorces are extremely costly and detrimental events, but ironically there are so many laws pertaining to marriage and finances that could make a divorce financially advantangeous for a committed couple. Here are some of the bizarre examples I have read in the news recently.
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Posted 7 weeks 4 days ago by Xin Lu
Personal Finance, General Tips, Making Extra Cash, Health and Beauty
I first read of selling hair in Les Miserables when Fantine sold her head of gold to clothe her daughter Corsette. The hair trade just seems like such an archaic idea, but actually high quality hairpieces are still made from real human hair and there is a huge market for sourcing natural hair. Here are some tips and information on how to sell your tresses for cash.
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Posted 8 weeks 22 hours ago by Xin Lu
Personal Finance, Career and Income, Productivity, General Tips, Making Extra Cash, Career Building
When you search for work at home opportunities on the internet, oftentimes you will find sites pitching programs that could make you thousands of dollars a week. Usually these programs are scams designed to take your money. So how do you go about finding legitimate work at home jobs that pay you for your time? Read on for some ideas and resources.
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Posted 8 weeks 3 days ago by Paul Michael
Personal Finance, Consumer Affairs
How about $200k? Or $500k? Well, I guess it all depends on the state of your marriage, but the bigger question is this: what would you do for money? I ask because I’m getting a little disturbed at just how far people are willing to go these days for a large wad of cash. Case in point - The Moment Of Truth.
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Posted 8 weeks 3 days ago by Xin Lu
Personal Finance, Lifestyle, Real Estate and Housing, Consumer Affairs
I never knew that cities in America could file for bankruptcy until recently a Northern California city named Vallejo made the news for being on the edge of bankruptcy. So how does this happen, and what happens to a bankrupt city or municipality?
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Posted 9 weeks 1 day ago by Jabulani Leffall
Lifestyle
Cheap Chinese goods have created a Wal-Mart economy in America but for the individual they can be an eye-opening experience about the joys of travel, about the pride ganered from being a citizen of the world, about knowing that an inexpensive trip isn't a waste of money or time but it's the opposite, if you don't do these things.
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Posted 9 weeks 1 day ago by Xin Lu
Personal Finance, Lifestyle
I am pretty short so I am close to the ground, and oftentimes I spot a coin or two and keep it. However, there are times when we find larger sums of money laying on the ground. What do you do then? Here are some of my stories and general rules.
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Posted 10 weeks 26 min ago by Xin Lu
Personal Finance, Lifestyle
Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is good manners, but sometimes receiving gifts is stressful for me because of what I call "gift guilt". Read on to see what I mean.
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Posted 10 weeks 9 hours ago by Paul Michael
Frugal Living, Lifestyle, Consumer Affairs
This weekend the clocks “spring forward.” I’m not a huge fan of DST . In fact, I’m not a fan of anything that steals one hour of precious sleep away from me. But I always took comfort in the fact that it was at least good for the environment, saving energy and money. However, a new study says “maybe not.”
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Posted 10 weeks 2 days ago by Xin Lu
Personal Finance, Frugal Living, General Tips, Shopping, Lifestyle, Real Estate and Housing
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am well versed with the popular culture. However, if you ever examined my attitudes toward money you will see that I am undeniably Chinese. Here are some of the principles I grew up with.
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Posted 10 weeks 2 days ago by Linsey Knerl
Personal Finance, Career and Income
A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education long after graduation. Here are six ways you can expect to pay less money for a traditional four-year college degree.
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Posted 11 weeks 2 days ago by Xin Lu
Personal Finance, Frugal Living, Career and Income, General Tips, Lifestyle, Food and Drink
If you are a cube dweller like me you may be familiar with the usual benefits of a salary and paid days off, but there are many other ways you can benefit from your workplace. I am not talking about stealing pens or embezzling large sums of money. Read on for some of the practical and legal means I think you can use your work to squeeze just a little bit of extra savings for yourself.
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