money

Why young investors should "Stay the Course" and continue to invest

With the recent upheaval in the financial markets, many individual investors are feeling the pain of shrinking investment accounts. In fact, over $2 trillion dollars have been wipe

In times like these, separate the want from the need.

I remember saying to my dad, a long, long time ago, that I really needed a whole bunch of He-Man action figures for Christmas. Oh, and Battlecat, too. My dad looked at me, a hopefu

My disgusting fake game show asks "What would you do for money?"

I’ve written before about morality and pride taking a back seat to cash rewards. With today's game shows scraping the bottom of a very deep barrel, it amazes me what people will do

How does the Fannie Mae and Freddie Mac bailout affect you?

Yesterday Henry Paulson decided to use the power given to him by the housing bailout bill to officially take over Fannie Mae and Freddie Mac. This is a decision that has a huge im

Seller concessions and buyer bargains - What to ask for in the current real estate market.

It is currently a buyer's market for real estate in most of the United States and there are many ways a buyer could negotiate for a deal beyond getting a great price. Here are som

Eco-Capitalism - How to make money from garbage

Most of us probably have sold a few bottles and cans and got a couple dollars, but could you believe that some people have made millions or even billions of dollars from trash?

How good writing skills save and earn money

A while ago an article on Wise Bread talked about how complaining via a letter works much more effectively than complaining with phone calls. This made me think about all the othe

Having a baby? Nine financial considerations for new parents

My friend recently had a baby girl and she told me about the costs for a normal pregnancy and delivery. To say the least I was a bit flabbergasted that over $25000 was charged for

How Do You Deal With Family Members Who Are Bad At Managing Money?

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all te

Seven Tips for the Newly Unemployed

The unemployment rate in California surged to 6.9%, and that is equivalent to the rate in early 2003. Most news reports say that unemployment will probably go up a bit more in the

The Federal Minimum Wage Increases This Week - Are You Getting a Pay Raise?

On July 24th, 2008, the Federal minimum wage in The United States will increase from $5.85 per hour to $6.55 per hour in accordance to the 2007 amendment to the Fair Labor Standar

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank

What I've been trying to say

You can choose how you want to live. If you choose to live simply, you gain a certain kind of freedom. In particular, you're free to choose to do the work that's the most satisfy

How Wealthy Are You Beyond Your Bank Account?

On my previous article about working to death I found a pretty long comment by a woman named "Jen" who has a husband that works seven days a week to provide for his family. This l

Buyer Beware: The Weakest Banks Often Offer the Highest Interest Rates

Today the troubles of IndyMac bank was splashed in the headlines. Its stock has fallen to nearly $0 and depositors are making a run at closing their accounts. IndyMac has been con

How Much Should Your Kids Know About Your Finances?

I know of parents who don’t ever discuss money with their kids. “They should be carefree at this age,” they claim. Money isn’t an appropriate topic for family conversation at the

Put Your Money Where Your Heart Is

Do your normal financial routines feel blah? Does saving not give you the same rush that it used to? Does investing feel overwhelming, dull, or uninteresting? Then maybe you're man

Chinese Proverbs About Money and Personal Finance

A commenter on Wise Bread wrote a Chinese proverb about marketing that reminded me that there are many Chinese proverbs about money and personal finance. Here are a few of the one

Why "Buy One Get One Free" Is Usually A Bad Deal

Recently, I read about a promotion from a home builder in San Diego where consumers could buy a 4000 square foot house for $1.6 million and get a smaller home by the developer valu

More Tax Credits Coming for Homebuyers?

Yesterday I read a news item that stated the House and Senate are considering another tax benefit for homebuyers and homebuilders. The idea the House is considering is basically g