money

Five alternatives to 0% yield U.S. treasuries

This week the 4 week T-bill rate was driven down to 0% and the demand for these treasuries was astounding. It seems that investors are so pessimistic that they are willing to acce

Book review: Towers of Gold

It will not, I think, surprise my regular readers to hear that I like to read books about money. All kinds of books about money--not just books on personal finance and frugality,

Will 4.5% mortgage rates jumpstart the housing market?

It seems like everyday the folks in Washington are rolling out a new plan to fix our economy. The Federal Reserve is running out of room to cut their federal funds rate, so now th

Look Waste in the Face (and Save More than Money)

I’m addicted to how-to tips for saving money; Shave a few dollars off any of my enormous utility bills, and my heart belongs to you. Sometimes it takes more than savvy know-how to

Hoopde for sale. Starting price - $500. Winning bid - $226,521.

I love stories like this. It gives me hope that one day, something “worthless” sitting in my garage will instantly fill up my daughters’ college funds. In this case, the seemingly

Five calls you can make now to save hundreds to thousands of dollars

In the current economic climate, everyone is trying to save a buck. I know some families that have budgets so tight that there is no room for saving, but I think it is possible for

That Age-Old Conundrum: Time vs. Money

It's your time and your money. But if you don't choose how you're going to think about them, you might end up frustrated and unsatisfied with the life you live. Here are some commo

Why young investors should "Stay the Course" and continue to invest

With the recent upheaval in the financial markets, many individual investors are feeling the pain of shrinking investment accounts. In fact, over $2 trillion dollars have been wipe

In times like these, separate the want from the need.

I remember saying to my dad, a long, long time ago, that I really needed a whole bunch of He-Man action figures for Christmas. Oh, and Battlecat, too. My dad looked at me, a hopefu

My disgusting fake game show asks "What would you do for money?"

I’ve written before about morality and pride taking a back seat to cash rewards. With today's game shows scraping the bottom of a very deep barrel, it amazes me what people will do

How does the Fannie Mae and Freddie Mac bailout affect you?

Yesterday Henry Paulson decided to use the power given to him by the housing bailout bill to officially take over Fannie Mae and Freddie Mac. This is a decision that has a huge im

Seller concessions and buyer bargains - What to ask for in the current real estate market.

It is currently a buyer's market for real estate in most of the United States and there are many ways a buyer could negotiate for a deal beyond getting a great price. Here are som

Eco-Capitalism - How to make money from garbage

Most of us probably have sold a few bottles and cans and got a couple dollars, but could you believe that some people have made millions or even billions of dollars from trash?

How good writing skills save and earn money

A while ago an article on Wise Bread talked about how complaining via a letter works much more effectively than complaining with phone calls. This made me think about all the othe

Having a baby? Nine financial considerations for new parents

My friend recently had a baby girl and she told me about the costs for a normal pregnancy and delivery. To say the least I was a bit flabbergasted that over $25000 was charged for

How Do You Deal With Family Members Who Are Bad At Managing Money?

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all te

Seven Tips for the Newly Unemployed

The unemployment rate in California surged to 6.9%, and that is equivalent to the rate in early 2003. Most news reports say that unemployment will probably go up a bit more in the

The Federal Minimum Wage Increases This Week - Are You Getting a Pay Raise?

On July 24th, 2008, the Federal minimum wage in The United States will increase from $5.85 per hour to $6.55 per hour in accordance to the 2007 amendment to the Fair Labor Standar

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank

What I've been trying to say

You can choose how you want to live. If you choose to live simply, you gain a certain kind of freedom. In particular, you're free to choose to do the work that's the most satisfy