money

Could Your City Go Bankrupt?

I never knew that cities in America could file for bankruptcy until recently a Northern California city named Vallejo made the news for being on the edge of bankruptcy. So how doe

The Shanghai Supposition: Better Choices=More Choices=Better Experiences

Cheap Chinese goods have created a Wal-Mart economy in America but for the individual they can be an eye-opening experience about the joys of travel, about the pride garnered from

Do You Always Keep the Money You Find?

I am pretty short so I am close to the ground, and oftentimes I spot a coin or two and keep it. However, there are times when we find larger sums of money laying on the ground. W

Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?

Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g

Is daylight-saving time a complete waste of energy?

This weekend the clocks “spring forward.” I’m not a huge fan of DST . In fact, I’m not a fan of anything that steals

Chinese Money Habits - How My Culture Influences My Attitudes Toward Money

I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

When Should You Say No to Those Who Want to Borrow Money from You?

I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to sa

Ten Tenets for "Arranging Your Rich" - Part 1: Rich is Relative

There are some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging your rich" proces

Do not buy something just because you can afford it

Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One

Safeway Savings Rally - How I got 9 bags of groceries for $13

Right now Safeway is having an event called Savings Rally which lasts until February 26th. The deal is that you get a dollar off coupon for buying a number of items off a list of

Killin 'em Out There: The School Clothes Conundrum

How do you break the cycle when social engineering and personal spending habits that are as unique as your genetic coding, are emptying your pockets?

“If you've got an area of excellence…rich can be arranged.”

That’s part of a quote from a great Martin Scorcese movie – The Color Of Money. Certainly not in my top 10, it has Tom Cruise in it after all, but it had some sparkling dialogue fr

What would you do with the F.U. money?

One of my close friends at work can often be heard saying “man, if only I had the F.U. money.” By that, of course, he means that if he had enough money to not care about losing his

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

How the Banks Were Fleeced -- A Primer to Mortgage Fraud

Have you seen homes in your neighborhood sell for unreasonable prices and quickly end up in foreclosure? If this is a common occurence then perhaps there is a ring of thieves commi

Miser v. Stunna: A Case Study

Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and w

Realistic Budgeting: The Marriage Saver

The road to divorce is not necessarily paved with infidelity, quite possibly it's paved with secretive purchases and a lack of budget that causes both parties resentment and st

Common Currency: A Primer

These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world.

Holiday Lessons Learned: Advice To Avoid Rip-Offs NYC

This holiday season has been rough for me. I moved out to New York for a few months and thought I'd be set with my savings and supplementary, lucrative temp work. However, at t