money

Having a baby? Nine financial considerations for new parents

My friend recently had a baby girl and she told me about the costs for a normal pregnancy and delivery. To say the least I was a bit flabbergasted that over $25000 was charged for

How Do You Deal With Family Members Who Are Bad At Managing Money?

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all te

Seven Tips for the Newly Unemployed

The unemployment rate in California surged to 6.9%, and that is equivalent to the rate in early 2003. Most news reports say that unemployment will probably go up a bit more in the

The Federal Minimum Wage Increases This Week - Are You Getting a Pay Raise?

On July 24th, 2008, the Federal minimum wage in The United States will increase from $5.85 per hour to $6.55 per hour in accordance to the 2007 amendment to the Fair Labor Standar

So Your Bank Failed, Now What?

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank

What I've been trying to say

You can choose how you want to live. If you choose to live simply, you gain a certain kind of freedom. In particular, you're free to choose to do the work that's the most satisfy

How Wealthy Are You Beyond Your Bank Account?

On my previous article about working to death I found a pretty long comment by a woman named "Jen" who has a husband that works seven days a week to provide for his family. This l

Buyer Beware: The Weakest Banks Often Offer the Highest Interest Rates

Today the troubles of IndyMac bank was splashed in the headlines. Its stock has fallen to nearly $0 and depositors are making a run at closing their accounts. IndyMac has been con

How Much Should Your Kids Know About Your Finances?

I know of parents who don’t ever discuss money with their kids. “They should be carefree at this age,” they claim. Money isn’t an appropriate topic for family conversation at the

Put Your Money Where Your Heart Is

Do your normal financial routines feel blah? Does saving not give you the same rush that it used to? Does investing feel overwhelming, dull, or uninteresting? Then maybe you're man

Chinese Proverbs About Money and Personal Finance

A commenter on Wise Bread wrote a Chinese proverb about marketing that reminded me that there are many Chinese proverbs about money and personal finance. Here are a few of the one

Why "Buy One Get One Free" Is Usually A Bad Deal

Recently, I read about a promotion from a home builder in San Diego where consumers could buy a 4000 square foot house for $1.6 million and get a smaller home by the developer valu

More Tax Credits Coming for Homebuyers?

Yesterday I read a news item that stated the House and Senate are considering another tax benefit for homebuyers and homebuilders. The idea the House is considering is basically g

The Costa Rica Lesson: Awwwwwww They Got Me

Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.

Sensible Ways to Raise Cash for a Wedding

Before I got married last year, I ranted about how my wedding would cost more than my college education . There is no doubt that a wedding is an extremely expensive affair, and re

The Gasoline Pump "Y2K" Problem

Here in San Mateo County, many gas stations are starting to sport prices above $4.00 per gallon. The trusty Gas and Shop down the street is still holding on to $3.93 per ga

New Postal Rates Are Coming, Should You Stockpile the Forever Stamp?

The United States Postal Office will be raising their postal rates once again on May 12th, 2008. Is it time to stock up on the Forever stamp? Is this stamp that retains its value

A Simple Guide to Series I Savings Bonds (I-Bonds)

After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted.  Now the best yield I have is on my Series I Savings Bonds iss

Get Paid for your Psychic Skills at Predictify

My ex-coworker told me that he is applying to a new startup called Predictify. He showed me their website and I was intrigued. Basically, the company lets people predict events t

The Same Actions Will Produce The Same Results (Ten Tenets for Arranging Your Rich: Part 2)

A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got