You don't have to change your whole life to start saving more and spending less. Start with one of these doable challenges and goals, and frugal it up from there.
Our histories shape who we are, including how we manage money. What early experiences helped you become the financial person you are today?
I wish I could tell you exactly what to do, but whether saving a few bucks is worth your time is well, a question only you can answer. It's your job. Do it well.
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