money management

Tools to Get Organized, Family Style

Posted October 22, 2009 - 12:15 by Julie Rains

Productivity, Budgeting

teen on computer

Many people think I’m incredibly well organized because I can easily manage (certain) projects and recite dates, locations, deadlines, etc. for my family’s activities. The truth is that I’d be almost completely lost without my computer. Here are some easy-to-follow, tech-oriented tips on keeping things together whether there are toddlers or teenagers running amok at your house.

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5 Ways Self Storage Units Are More Sad Museums Than Savvy Solutions

Posted October 5, 2009 - 05:00 by Max Wong

Personal Finance, General Tips

self storage

This week I did an intervention on Sarah, one of my dearest friends. Sarah has a substance abuse problem -- but not with drugs. Sarah has a problem with self storage.

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10 Tips To Lower The Cost of Banking

Posted June 18, 2009 - 21:41 by Silicon Valley Blogger

Personal Finance

cost of banking
When shopping for a money market savings account or other bank products, I don't believe it should be all about the yield. You should also be aware of how much it costs to bank with your financial institution because bank fees can very easily neutralize the interest you are earning on your savings. On that note, I offer a few ways to lower your banking costs.

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7 Free and Low Cost Ways To Protect Your Credit

Posted May 5, 2009 - 08:15 by Silicon Valley Blogger

Personal Finance

protect your credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a little too late that his or her identity has been compromised. My own brother was surprised to learn after a visit to the bank that his social security number had a variety of foreign identities associated with it! And just how many times have I been called by my credit card company about suspicious activity on my account? One time too many. So it's time to fight back with a few options.

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Top 6 Reasons Why Using Cash-Only Rocks

Posted March 16, 2009 - 06:10 by Tisha Tolar

Personal Finance

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world. Of course, having only cash is not always convenient and does occasionally make it difficult to rent a car – but overall I am so happy to no longer be a slave to the credit card industry and the high interest rates that are overwhelming so many people around the nation.There are also so very good reasons why using only cash is completely logical.

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How The Economic Crisis Challenges Our Financial Beliefs

Posted March 8, 2009 - 22:30 by Silicon Valley Blogger

Personal Finance

economic recession, unemployment line

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have become for so many, more and more people I know are questioning the tenets of solid personal finance, at least the way I've come to embrace it. Has this crisis changed your mind about how to manage your money?

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Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

Posted February 8, 2009 - 20:45 by Jabulani Leffall

Personal Finance

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your house in order when you may not be. What can you do differently? My man Johnny Upinya has the perfect plan for you.

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The "one big lump" theory of your money

Posted January 3, 2009 - 08:47 by Philip Brewer

Personal Finance

Budget envelopes

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in different things--stocks, bonds, real estate, and cash. You might even use separate accounts to segregate your funds by goal--emergency fund, retirement savings, car down payment, and sending the kids to college. Despite all that, it's really one big lump of money.

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How Do You Deal With Family Members Who Are Bad At Managing Money?

Posted August 5, 2008 - 14:14 by Xin Lu

Personal Finance, Lifestyle, General Tips

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all tend to have a few loved ones who are horrible at managing their money. So what should we do about it?

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Money Management Lessons: Not Quite 10 Years to Life

Posted May 22, 2008 - 00:12 by Linsey Knerl

Personal Finance

I thank my lucky stars (and the patience of my husband) that it didn’t take me quite 10 years to get a handle on my financial situation. At 29, I’m hardly what you would consider an expert, but I do usually only have to learn each lesson once before I’m on to bigger, better experiences. Getting to sleep at night without worrying about money is the ultimate sign of “making it.” Read on to see the 6 biggest lessons I’ve learned in getting there.

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