money management

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your hous

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d

How Do You Deal With Family Members Who Are Bad At Managing Money?

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all te

Money Management Lessons: Not Quite 10 Years to Life

I thank my lucky stars (and the patience of my husband) that it didn’t take me quite 10 years to get a handle on my financial situation. At 29, I’m hardly what you would consider

Debt Discovery: The Ties That Binder

It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What

No, you DON'T need to buy that...

Watch your dollars fly away, or realize how much you really DON'T need...

The Frugal Balance: Staying Away from Financial Extremes

One of the most underrated financial x-factors in our lives is our relationship with money and the inner psychology of how we deal with our finances. I suspect that it is bec

Adaptation: Lessons learned from being unemployed

Almost 3 years ago I quit my 9-6 job to "take a break." I quit not because I hated that particular job, but because I hated the 9-6 part. It also didn't help that my commute was 3 hours round trip and I didn't get paid well. [more]