money management

The Audacity to Waste Money for Better Finances

Sometimes, what seems like a waste of money might actually be one of the best ways you can spend your cash.

Book Review: Your Money—The Missing Manual

Books about managing your money succeed or fail at the point when the author chooses what to present as unbreakable rules versus what to present as hints, tips, suggestions, or

Talking to Your Spouse About Money

I have a guest post up on Get Rich Slowly about how to talk with your spouse about money. I had the privilege of interviewing financial counselor Lou Scatigna, aka The Financial Ph

Tools to Get Organized, Family Style

Many people think I’m incredibly well organized because I can easily manage (certain) projects and recite dates, locations, deadlines, etc. for my family’s activities. The truth is

5 Ways Self Storage Units Are More Sad Museums Than Savvy Solutions

This week I did an intervention on Sarah, one of my dearest friends. Sarah has a substance abuse problem -- but not with drugs. Sarah has a problem with self storage.

10 Tips To Lower The Cost of Banking

When shopping for a money market savings account or other bank products, I don't believe it should be all about the yield. You should also be aware of how much it costs to bank wit

7 Free and Low Cost Ways To Protect Your Credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a

Top 6 Reasons Why Using Cash-Only Rocks

While I am a cash-only person by circumstance (paid off the credit cards and never reopened accounts), I am so grateful that I live in a cash world.

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your hous

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d

How Do You Deal With Family Members Who Are Bad At Managing Money?

You know who I am talking about. Most of us have that one brother who blows his paycheck in a day or a cousin that has no money for retirement. No family is perfect, and we all te

Money Management Lessons: Not Quite 10 Years to Life

I thank my lucky stars (and the patience of my husband) that it didn’t take me quite 10 years to get a handle on my financial situation. At 29, I’m hardly what you would consider

Debt Discovery: The Ties That Binder

It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What

No, you DON'T need to buy that...

Watch your dollars fly away, or realize how much you really DON'T need...

The Frugal Balance: Staying Away from Financial Extremes

One of the most underrated financial x-factors in our lives is our relationship with money and the inner psychology of how we deal with our finances. I suspect that it is bec

Adaptation: Lessons learned from being unemployed

Almost 3 years ago I quit my 9-6 job to "take a break." I quit not because I hated that particular job, but because I hated the 9-6 part. It also didn't help that my commute was 3 hours round trip and I didn't get paid well. [more]