Yeah, it sounds harsh. But accepting responsibility for your bad behavior might be the first step to improving your relationship with your finances.
From Craigslist to grocery samples, free stuff is everywhere. Understand how marketers use "free," the psychology behind it, and how it affects your habits.
Money flows in and out of your life. To keep a good handle on it, you not only need to get a good handle on your budget, but also on your mind.
Does the store you're shopping at want to be seen as a bargain? A purveyor of luxury goods? A renegade? The answer is in the last two digits of the price.
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