mortgage

5 Money Making Activities You Can Do Today

With these money making ideas, you just might be able to live comfortably ever after!

How (and Why) to Help Your Parents Pay Off Their Mortgage

Many parents find themselves saddled with a mortgage well into retirement. Learn how to help your folks pay off theirs without taking on the debt yourself.

A Mortgage Crisis Solution

Some banks didn't manage the paperwork well enough to be able to prove that they actually own their mortgages. This just might be the germ of a solution.

Low Interest Rates Do Not Make Homes Affordable

If a good price seems to good to be true...it probably is. Learn how low interest rates drive home prices higher.

Best Money Tips: Escaping the Mundane

Welcome to Wise Bread's Best Money Tips roundup. How watching movies can increase your money IQ, why the rich are leaving their mansions, and how to get stuff done after a tirin

6 Great Reasons for Paying off the Mortgage on Your Home

Even though the economy is still rough, there are plenty of reasons why you should pay off your mortgage as soon as you can.

How to Afford Payments on Your Adjustable Rate Mortgage

our adjustable rate mortgage is getting ready to adjust and you might not be able to afford the payment. So what can you do to keep your finances above water?

Principal Forgiveness: The New BofA Mortgage Deal

Starting next month (May 2010) or as soon as its ready, Bank of America may reduce principal balances on certain mortgages of deeply underwater loans. What's up with that?

How Long Can You Stay in Your Home After You Stop Paying the Mortgage?

Even though the economy seems to be getting better, the number of mortgage delinquencies is still rising. Some homeowners are choosing to walk away because their debts are much

CitiMortgage Told Me to Default on My Loan

Only in the completely screwed-up world of the lending industry would this be a logical and serious piece of advice. But that’s basically what I was told after calling CitiMortg

Why I Didn't Pay My Mortgage Off In Full

Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread

Book Review: Complicit - How Greed and Collusion Made the Credit Crisis Unstoppable

This week a government committee is investigating the cause of the financial crisis by interrogating bank titans what exactly went wrong. Complicit: How Greed and Collusion Made th

Home Loans

Getting a home loan is a necessary part of the process of buying a home for most people. It can take extra work to get a good loan, but if you're familiar with the process and know

You did WHAT with my SSN?

My bank thinks I should feel comfortable with one of their employees toting around a personal notebook containing my social security number. Should I?

5 Reasons Not to Apply for a Loan Modification in the Home Affordable Modification Program (HAMP)

The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.

3 Ways Technology Makes Personal Finances Easier

From saving money to staying on budget, technology has made it easier than ever to stay on top of my personal finances. Here are 3 ways technology has helped me save money and time

Buying a Home Without the Money

This writer gives his reasons for buying a home now instead of waiting for a 20% down payment.

You Trade-In Your Car…Why Not Your Home?

Here’s a question for you that has been bugging me for years; why can’t home-builders follow the auto dealer’s classic model of old for new, and let people trade-in their old homes

New Home Loan Rules Will Take Effect on July 30, 2009

If you are in the process of buying a new primary residence or second home, or considering refinancing a loan, a new set of federal consumer protection rules taking effect on July

Mortgage bailout redux: new incentives for modifying second mortgages in the Second Lien Program

The United States government launched the "Hope for Homeowners" program back in October, 2008, and so far only one loan has received final approval to refinance under this program.