mortgages

5 Reasons Why 2015 is the Year to Buy a House

Attention, prospective homeowners — this is THE year you've been waiting for. Find out why now is a great time to buy a house.

5 Things Millennials Can Do to Buy a House Within the Next Decade

Millennials know from money woes. With some smart money moves, you'll be ready to buy your first home within the decade — or sooner.

When It Makes Sense to Apply for a Mortgage Loan Without Your Spouse

Marriage is a collaboration, but if your spouse has less than stellar credit, you may be better off going solo on a mortgage application.

5 Times You Shouldn't Rush to Pay Off Your Mortgage

Every homeowner dreams of owning their home free and clear. Before you rush to pay that mortgage down, consider what else your money might do.

6 Times It's Actually Okay to Be Underwater on Your Home

Many homeowners are still digging out from the housing crash. While we'd all rather have some equity, being underwater isn't always bad.

6 Money Moves to Make for Tomorrow's Mortgage

A home is one of life's biggest purchases. Long before you're ready to buy, prepare for the big step by making these smart money moves.

15 Surprising Ways Bad Credit Can Hurt You

We all know that bad credit makes borrowing hard, but it can also crimp your lifestyle in other ways. Live a fuller life with better credit!

87% of Homebuyers Think They Know How Much Home They Can Afford (But They Really Don't)

Survey shows most homebuyers don't know how much their down payment will be. Are you one of them?

This One Mistake Could Delay Your Retirement by 10 Years

Buying a home is a big decision and if you don't do it right, you could be paying for years and years. Use cash flow to help make the right choice.

These Are the 8 Most Common Homebuying Mistakes Foreclosure Experts See

A HUD-approved foreclosure prevention counselor shares what she's learned helping homeowners through the housing crisis — and how you can avoid the same fate.

Quicken Loans Review: Competitive Rates and Good Customer Service

Is a mortgage ReFi through a bank once owned by a financial software company a wise choice? Learn from our reviewer's experience.

ReFi Shy? How to Determine If Now Is the Time to Refinance

As interest rates head north, homeowners are wondering if the timing is right to refinance. Here's how to find out.

Why You Should Consider an Adjustable-Rate Mortgage

Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.

The Paradox of Choice and the Mortgage Crisis

We often think that having more choices is better. But in reality, having more options might cause us to make bad decisions — like getting risky mortgages.

Don't Let Your Bank Pick Your Homeowner's Insurance

If you let your home insurance lapse, your bank can force you to pay insurance that can cost 5 to 10 times as much. Learn how to avoid this predicament.

Why Inflation Isn't as Bad as You Think

Worrying about something like inflation doesn't help make it better — plus, there might not be as much to fret about as you thought. Learn why.

Want to Buy a Home With No Money Down? Try a USDA Loan

Despite the recent economic crunch, consumers can still purchase homes with no money down through the USDA Rural Development program.

5 Things You Need to Know About Credit Scores

Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.

Things You Should Know About HAFA: The Home Affordable Foreclosure Alternatives Program

On April 5, 2010 a new program called the Home Affordable Foreclosure Alternatives, or HAFA, will further expand the foreclosure prevention efforts of the Obama administration. Thi

How to Prepare for a Home Purchase in 2010

The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.