Articles on Banking

Buy the Same House Twice for Less Than Buying It Once

Interest rates have ticked up recently, which means homeowners who've been on the fence about refinancing may want to act soon. Here's what to to expect.

SavedPlus Giving Away $3,000 to Wise Bread Readers

Get $20 just for trying out this free tool and chance to win $1,000.

Charged With an Overdraft Fee? Get Your Money Back!

Get hit with a bank overdraft fee? Put on your negotiation face to remove that fee, and then follow this simple plan to make sure it doesn't happen again.

Save More by Avoiding Multiple Bank Accounts

Have you been using multiple accounts to save for multiple goals? New research suggests a simpler system might lead to more saving.

Money Market Accounts: Ideal for Emergency Funds

With a higher return than a regular savings account, a money market bank account is a good choice for your emergency cash.

6 Reasons to Love Your Bank

Banks (especially big banks) tend to be vilified in the media. But there are some very good reasons to be thankful we have them.

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

The Basics of CD Laddering

To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

Get Ready to Manage Your Bank (and Other Cash) Accounts

Recently, there's been no reason to pay much attention to how you store your cash — it doesn't earn enough interest to worry about. That's about to change.

What You Need to Know About the FDIC

How safe is your money? Well, if you keep it in a bank, it's kept very safe by the U.S. Government...up to a point.

Best Money Tips: How to Save on Banking Fees

Today we found some great articles on saving on banking fees, decluttering your kitchen, and time management rules you are breaking.

6 Ways to Get Paid for Saving Money

Interest, dividends, and investment earnings aren't the only ways to make money by saving. Get paid to save with these rewards, tax credits, prizes, and more.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

Are You Happy With Your Bank?

The American Customer Satisfaction Index tells us how citizens feel about their banks. But the most important question is, how do you feel about yours?

Beware Celebrities Bearing Prepaid Cards

From the Kardashians to Justin Bieber, celebs are endorsing prepaid cards. Learn how these cards can drain your funds faster than saying, "Baby, baby, baby."

5 Best Online Savings Accounts

Some online banks have great service, while others offer great interest rates. These five have both.

ChexSystems: What It Is, and How It Can Make It Difficult for You to Open a Bank Account

Most of us know that looking at our credit report is part of maintaining financial health, but what about our banking report? Enter ChexSystems.

How Traditional Banking Practices Can Make You Poor

Traditional banking practices benefit the banks, not the customer. Discover how, if you're not careful, banks can hurt your finances.