Articles on Banking

Need Business Credit? Build Your Personal Credit First

It's not easy for entrepreneurs to borrow without giving a personal guarantee.

How to Benefit From Rising Interest Rates

Rising interest rates aren't all bad. Here's how to make rate hikes work to your favor.

11 ATM Mistakes to Avoid Overseas

Make sure you avoid these common ATM mistakes when you travel abroad.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

Your Bank Took Away Free Checking. Now What?

Has your bank started charging you for simply having a checking account? Here's what to do.

The ATM Just Ate Your Deposit. Now What?

The ATM just ate your deposit. Don't panic! You can fix it.

6 Important Things to Look for in a Savings Account

Not all savings accounts are created equal. When it comes to stashing your savings, there are a few key features to look for.

4 Signs It's Time to Find a New Savings Account

If you have a savings account, you're on your way to increasing net worth. But not all savings accounts are worthy of your money.

10 Things You Need to Know Before Taking Out a Personal Loan

There are plenty of reasons to consider taking a personal loan. But before you do, you need to consider some important factors.

9 Common Mistakes You're Making With Your Checking Account

If your checking account has enough money in it to cover your bills, it's all good, right?

Should You Take Out a Loan Backed by Your Investments?

Your investment bank or brokerage firm may have offered you a securities-based loan. Make sure you understand what you're signing up for before you sign up.

Credit Challenged? How Alternative Credit Data Can Help Those With Little or No Credit

Your thin credit record may not tell the whole story. Some lenders are starting to look at other information about you, too. Here's what you need to know.

Here's the Difference Between a Federal and Non-Federal Credit Union

You're thinking about joining a credit union. You've noticed some credit unions are federal, and some are state-chartered. What's the difference?

6 Big Ways ATMs Are Changing

The local ATM you know and love might be changing — for the better! Here's how banks are teaching the venerable ATM some new tricks.

The Pros and Cons of Keeping All Your Accounts in One Bank

Are your money accounts all under one roof, or scattered near and far? There are pros and cons to both banking styles.

4 Ways Your Credit Union Is Changing — for the Better

Your local credit union is making some major changes, and it's all good news for you.

4 Ways Your Money Can Support Your Values

Want to give back without going broke? Use your everyday finances as a means of funding your values.

6 Things You Should Know About Joint Checking Accounts

Joint checking accounts offer plenty of convenience — but if you aren't careful, a few headaches, too.

5 Sales Strategies Your Bank Uses to Make Money

Banks are businesses, too. Keep an eye out for these sales tactics that might be costing you money

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.