Articles on Banking

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

The Basics of CD Laddering

To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

Get Ready to Manage Your Bank (and Other Cash) Accounts

Recently, there's been no reason to pay much attention to how you store your cash — it doesn't earn enough interest to worry about. That's about to change.

What You Need to Know About the FDIC

How safe is your money? Well, if you keep it in a bank, it's kept very safe by the U.S. Government...up to a point.

Best Money Tips: How to Save on Banking Fees

Today we found some great articles on saving on banking fees, decluttering your kitchen, and time management rules you are breaking.

6 Ways to Get Paid for Saving Money

Interest, dividends, and investment earnings aren't the only ways to make money by saving. Get paid to save with these rewards, tax credits, prizes, and more.

The 5 Best High Yield CDs

"High yield" does not describe many savings accounts and CDs these days, but these five banks offer the best yields currently available.

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

Are You Happy With Your Bank?

The American Customer Satisfaction Index tells us how citizens feel about their banks. But the most important question is, how do you feel about yours?

Beware Celebrities Bearing Prepaid Cards

From the Kardashians to Justin Bieber, celebs are endorsing prepaid cards. Learn how these cards can drain your funds faster than saying, "Baby, baby, baby."

5 Best Online Savings Accounts

Some online banks have great service, while others offer great interest rates. These five have both.

ChexSystems: What It Is, and How It Can Make It Difficult for You to Open a Bank Account

Most of us know that looking at our credit report is part of maintaining financial health, but what about our banking report? Enter ChexSystems.

How Traditional Banking Practices Can Make You Poor

Traditional banking practices benefit the banks, not the customer. Discover how, if you're not careful, banks can hurt your finances.

The Power of the Customer in Banking

When big banks make big changes we don't like, it's easy to feel helpless. But the truth is that raising your voice can make a real difference.

12 Annoying Bank Fees and How to Avoid Them

Account fees have become big business for banks and a major drain on consumers’ pocketbooks. Protect your balance by avoiding these 12 common fees.

The Lincoln Guide to Personal Finance

President Abraham Lincoln invested most of his presidential paychecks in Treasury Bonds. Discover why his method is still good advice today.

Preparing Financially for a Natural Disaster

Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.

5 Best Prepaid Debit Cards

Prepaid debit cards offer the convenience of a regular credit card...with some unexpected benefits. Learn more about these financial tools.

Common Money-Saving Mistakes That Can Cost Big Bucks

Some common efforts to save actually result in wasting money. Think twice and avoid these common pitfalls.