Consumer Affairs

Should There Be a "Fat Tax" on Junk Food?

Posted October 15, 2009 - 07:00 by Paul Michael

Health and Beauty, Food and Drink, Consumer Affairs

Yes. Well, that's just my humble opinion, but I really don't see why this has so many people throwing their arms up in the air with shock. We tax liquor and cigarettes, neither of which are essentials in life. Why not tax something that is bad for our health, preventing more people from buying it and generating much-needed cash in the process?

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Recession Journal V: Mind, The GAP

Posted October 14, 2009 - 07:00 by Jabulani Leffall

Consumer Affairs

economic recovery

Some well known mainstays of Corporate America have decided not to wait for an official recovery but to sell the idea of it to you. Can we collectively as corporate citizens and consumers think our way out of a downturn?

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Phishing Scams Continue to Plague Social Media Sites

Posted October 13, 2009 - 06:00 by Adam Baker

Technology, Consumer Affairs

Social Media

Social Media networks like Facebook and Twitter are going through unprecedented growth. Unfortunately, this growth makes them a target for spammers and scammers. We break down a couple recent phishing scams that have plagued these networks. Find out how you can protect yourself from these scams and what steps to take if you feel you're account has been compromised.

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Is a Prepaid Debit Card Really Cheaper and Better than a Bank Debit Card?

Posted October 9, 2009 - 06:00 by Xin Lu

Credit Cards, Consumer Affairs

Debit Card

A few month ago, my husband received an unsolicited Visa Debit Card from NetSpend and I wrote about it here on Wise Bread. What I found interesting was that several commenters defended prepaid debit cards like NetSpend and stated that it was cheaper than getting a bank account. In response, I decided to look into the fees and services of these prepaid cards.

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Tips and Tricks for Dealing with a Recalcitrant HMO

Posted September 25, 2009 - 08:00 by Sarah Winfrey

Health and Beauty, Consumer Affairs

Doctor's Office

Most of us will, at one time or another, have to struggle with our insurance company over payment approval, referral approval, or any one of a myriad of other common issues. Here are some tips to help get insurance issues resolved as quickly as possible with a minimal hassle.

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Reject Variable Terms and Conditions

Posted September 12, 2009 - 06:00 by Philip Brewer

Consumer Affairs

Reflective sculpture

Ordinary business transactions used to be governed by long-standing laws and customs that had been developed to make them fair to both sides. Over the last fifty years or so--basically, since credit cards became popular--those rules have been gradually pushed aside. Now, everything is governed by "terms and conditions" that the corporate party can change at any time. Do your best to avoid doing business on such terms.

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Recession Journal Part IV: The Double-Dip Trip

Posted September 11, 2009 - 07:04 by Jabulani Leffall

Consumer Affairs

magic beans

So everybody is saying it may finally be over, this recession. And it may very well be but if you're thinking that a turnaround is here and your money is burning a hole in your pocket and you want to spend as you did in headier times, think again.

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Are Most Businesses Going Green Just to Save Some Green?

Posted September 2, 2009 - 06:00 by Paul Michael

Green Living, Consumer Affairs

green green

I heard an interesting story the other day. A radio DJ was annoyed because when he went to pick up his boarding passes from the check in counter, he was handed them without any kind of ticket wallet to keep them together. The reason: “It’s our effort to save the environment sir.” But was it really just an effort to save money?

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A Cheapskate’s Guide to Eating Out

Posted August 26, 2009 - 08:00 by Paul Michael

Food and Drink, Budgeting, Consumer Affairs

Happy Food

When I was a young lad, eating out was something of a luxury for my family. Most of our meals, at least 95%, were prepared and eaten at home. This was the model for most people my age or older. But these days, society has migrated to eating out of the home way more often. The result is that we’re spending a lot more on food than we used to. So, are there ways to chop the bill and eat out for less? You bet.

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New Home Loan Rules Will Take Effect on July 30, 2009

Posted July 21, 2009 - 08:25 by Xin Lu

Real Estate and Housing, Consumer Affairs

Federal Reserve Building

If you are in the process of buying a new primary residence or second home, or considering refinancing a loan, a new set of federal consumer protection rules taking effect on July 30th, 2009 may affect you. These rules are a part of the Mortgage Disclosure Improvement Act of 2008, and they are designed to give consumers more disclosure of the cost of a loan and also more time to make a decision.

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