Consumer Affairs

Food, Inc. and the Origins of Your Food: 3 Reasons to Remain Ignorant (Plus Free Movie Screenings)

Posted July 14, 2009 - 14:00 by Elizabeth Sanberg

Food and Drink, Consumer Affairs

Food, Inc. Movie Poster

Food, Inc., a movie detailing the origins and production of food, came to theaters last month. While I'm glad I've become more knowledgeable about food, in light of Food, Inc.'s release, I think it's worth examining the hidden costs of being an informed consumer. Plus, see how you can see a free movie screening of Food Inc.

full story 18 comments

How to Increase the Chance of Someone Returning Your Lost Wallet

Posted July 14, 2009 - 04:00 by Paul Michael

Shopping, General Tips, Credit Cards, Consumer Affairs

Lost wallet

It’s not a fun feeling. You’ve reached the checkout at the grocery store, you feel into your pocket, or purse, and realize that your wallet is missing. You heart stops, you walk out without your shopping and proceed to panic. But there is one way you can significantly increase the chance of your wallet being returned intact.

full story 10 comments

Tips for Avoiding a Foreclosure Prevention or Loan Modification Scam

Posted July 10, 2009 - 08:00 by Xin Lu

Real Estate and Housing, Consumer Affairs

Rising home foreclosures have made con artists very busy. These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take the homeowners' money and property in the name of helping the homeowner avoid foreclosure. If you have late payments on your home loan then it is likely that you will be targeted. The following are some warning signs that you are dealing with a possible scammer.

full story 6 comments

Latvians Mortgage Their Souls For Cash

Posted July 9, 2009 - 04:00 by Jabulani Leffall

Consumer Affairs

Some Latvians are selling their souls for cash but not in an amoral or unethical way but literally signing away their souls for a maximum of $1,000. What's your threshold? What are you values and beliefs as they relate to money?

full story 9 comments

Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth

Posted July 8, 2009 - 08:29 by Paul Michael

Technology, General Tips, Consumer Affairs

SSN

It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guessed, with a staggering degree of accuracy, using simple information you probably have on sites like Facebook and MySpace.

full story 13 comments

Book review: Life Inc.

Posted July 7, 2009 - 14:24 by Philip Brewer

Consumer Affairs, General Tips

Cover of Life Inc

Corporations were invented a few hundred years ago--created to increase the wealth and power of favored businessmen (and the governments that favored them). They have become such a universal feature of our economy that few people give much thought to their origins--or how our economies are structured to suit them. But exactly that is the topic of Douglas Rushkoff's new book.

full story 2 comments

Would You Accept $200,000 If You Didn't Know Where It Came From?

Posted July 7, 2009 - 12:52 by Paul Michael

Frugal Living, Consumer Affairs

Button Button

You know, I hear a lot of people say that frugal people would do anything for dime. Personally, I think that applies more to greedy people, but it got me thinking of a question that combines morals with money. Would you accept $200,000, no strings attached, if you did not know where it came from.

full story 31 comments

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

Posted July 6, 2009 - 14:01 by Xin Lu

Career and Income, Consumer Affairs

Graduate Savings

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some details on how the new Income Based Repayment Plan (IBR) affects loan payments for graduates, and some pros and cons of participating in the plan.

full story 2 comments

How to be the best customer

Posted July 3, 2009 - 10:26 by Torley Wong

Shopping, Consumer Affairs

We've no shortage of "How to do good customer service" articles designed to be applied from the company's side. But what about customers?

full story 3 comments

Making Home Affordable expanded again - borrowers allowed to refinance loans up to 125 percent of value

Posted July 2, 2009 - 12:04 by Xin Lu

Personal Finance, Real Estate and Housing, Consumer Affairs

100% Financing

When the Obama administration first announced the details of the Making Home Affordable program in March, the guidelines for the refinance portion stated that the loan refinanced cannot be more than 105% of the value of the home. Now a new expansion of the program allows the loan to value ratio to be up to 125%. Will this help consumers or just worsen the situation?

full story 16 comments

Have more to say? Join the discussions at Wise Bread's Finance and Frugality Forums.

Finance Blogs - Blog Top Sites