Consumer Affairs

A Restaurant Where You Pay What You Can Afford For The Meal?

Posted May 26, 2009 - 11:31 by Paul Michael

Entrepreneurship, Green Living, Food and Drink, Consumer Affairs

Same Cafe

It sounds like something out a movie, but it’s actually right out of Denver, my home city. And this wonderful idea is not only incredibly innovative and generous, it’s also working well and making thousands of needy people happy in the process.

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Are You Doing Bad Things with Your Money?

Posted May 21, 2009 - 16:44 by Linsey Knerl

Personal Finance, Consumer Affairs

Today my middle son hit my youngest son in the face with a Ziploc bag full of pennies. It was premeditated, and as I burst into the dining room to sort it all out, I found myself saying the oddest thing: “Don’t do bad things with your money.” It was an odd time to link money to intent, but it was also strangely fitting.

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New Credit Card Legislation Buzz: An Interview with Wall Street Journal’s Mary Pilon

Posted May 20, 2009 - 14:02 by Linsey Knerl

Personal Finance, Credit Cards, Consumer Affairs

The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of guidelines will affect the average consumer, and in our recent Blog Talk Radio interview with The Wallet’s Mary Pilon, we learn that there’s more to credit cards than just law.

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How will the new credit card rules affect consumers?

Posted May 19, 2009 - 18:17 by Xin Lu

Credit Cards, Consumer Affairs

Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconciled with the Senate version and President Obama hopes to sign it before Memorial Day. So what does this bill contain and what does it mean for consumers?

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Five quick and simple scams that could happen to you today

Posted May 7, 2009 - 11:50 by Paul Michael

Personal Finance, General Tips, Consumer Affairs

Scam

A US version of the UK show The Real Hustle has been trying out some very simple but effective cons on the American public, and they’re getting away with some serious money. Watch, learn and stay alert. One of these could catch you out the next time you leave the office or home, even if it’s just to grab some quick cash from an ATM or a small bite to eat.

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Postal Dis-Service?

Posted May 6, 2009 - 05:44 by Fred Lee

Consumer Affairs

mail box

The cost of sending packages and letters by Priority and Express Mail will set you back more than regular mail, but are you really getting the service you’re paying for?

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Conspicuous Spending: Fading to Black

Posted April 29, 2009 - 22:07 by Jabulani Leffall

Personal Finance, Consumer Affairs

In the black community and many other communities there is a sense that material possession and flair denotes character, accomplishment and power. It's a poor dad mentality and a “flash-now-but-time-will reveal” consumer ethos. What does a person's ethnic background, if anything say about spending and budgeting habits? And how does one correct this course?

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How to Get Free Shipping and Online Discounts Across the Web

Posted April 28, 2009 - 22:50 by Nora Dunn

Shopping, Consumer Affairs

shipping

Many online retailers across the web offer free shipping and online discounts, but you have to know where to go to get these offers. Here's a place you can go.

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Should you skip a mortgage payment to get a bank's attention?

Posted April 24, 2009 - 09:28 by Xin Lu

Personal Finance, Real Estate and Housing, Consumer Affairs

The Obama administration announced a foreclosure prevention and mortgage reduction program about two months ago, and as of April less than 1000 loans have been refinanced under the program. One of the reasons that this program is getting a slow start may be that banks are hesistant to work with struggling homeowners who are still making their payments. A recent Los Angeles Times article profiled a family who tried to negotiate with their servicer to no avail, and once they missed a payment the servicer opened negotiations. So if you were a struggling home owner should you skip a mortgage payment just to get a bank attention?

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Do You Live In One Of America’s Most Foreclosure-Ridden Towns?

Posted April 23, 2009 - 12:40 by Paul Michael

Real Estate and Housing, Investment, Consumer Affairs

Foreclosure

I’ve seen several houses in my area go into foreclosure over the last 12 months. The economy and over-inflated housing prices, coupled with predatory lenders and some very bad decision-making, have turned something that was once quite rare into a full-blown epidemic. But some places are having it worse than others; much worse. Do you live in one of those unfortunate towns? You're about to find out.

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