Consumer Affairs

How to Survive (And Perhaps Thrive) On a Teacher's Salary

Posted April 1, 2009 - 13:17 by Linsey Knerl

Personal Finance, Frugal Living, Budgeting, Consumer Affairs

In today’s economic climate, many people would be grateful to have any kind of salary, but it’s a fact that many teachers and other service professionals have always been struggling to make it. Special education teacher Danny Kofke authored How to Survive (And Perhaps Thrive) On a Teacher's Salary in hopes of inspiring others to dream big on the same limited budget. We chatted with him today on how he does more with less and what advice he has for you!

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Obama Eases Treasury Costs with At-Home Money Printing Stimulus

Posted April 1, 2009 - 12:57 by Paul Michael

Personal Finance, Making Extra Cash, Green Living, Consumer Affairs

Treasury

Everyone is feeling the economic crunch these days, and that includes the Treasury department. It’s no news to anyone here that there has been increasing unhappiness with President Obama’s latest rounds of bailouts, but today could be a turning point for his recent negative PR. And it’s going to save the government a fortune.

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Will these car buying incentives get you to buy a new car?

Posted March 31, 2009 - 21:37 by Xin Lu

Personal Finance, Taxes, Consumer Affairs, Cars and Transportation

This week President Obama rolled out an initiative for the failing American automakers to restructure. The plan proposes several consumer incentives to jumpstart auto sales. Here are some details on the financial incentives you can expect if you buy a new car this year.

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The Overdraft Protection Racket: Why Banks Want You To Overdraw, And How You Can Get Your Money Back.

Posted March 30, 2009 - 09:03 by Paul Michael

Personal Finance, General Tips, Credit Cards, Consumer Affairs

Overdrawn

I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn so that they can charge you a hefty fee.

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I Challenge You To Beat My Price.

Posted March 24, 2009 - 13:15 by Paul Michael

Personal Finance, Frugal Living, Shopping, Consumer Affairs

BeatMyPrice

Stateless systems are at it again. I’m a huge fan of their two biggest sites, BugMeNot (a way to bypass compulsory website registrations) and RetailMeNot (a vast coupon codes site). Now with BeatMyPrice, they’re turning competitive shopping and price comparison searches into a game. And we’re all winners.

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Ordering Online Versus Calling it In: Which is Better?

Posted March 24, 2009 - 00:05 by Nora Dunn

Shopping, Consumer Affairs

phone and mouse

Somewhere between the eight ball and the brick wall behind you, you find yourself stuck. Do you place your order for that product or service online, or through a customer service agent over the phone? The debate rages on...

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How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!

Posted March 23, 2009 - 12:30 by Paul Michael

Personal Finance, Frugal Living, Life Hacks, Productivity, General Tips, Shopping, Food and Drink, DIY, Consumer Affairs

MacGyver

I’m a big fan of Howcast. Their website is a treasure trove of information, and you can also find their videos on popular sites like Metacafe and YouTube. Sometimes their advice is really useful, sometimes it’s just plain weird, but it’s always very entertaining. Howcast videos also end with a handy dandy fact; the icing on the cake so to speak.

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Could you determine someone's creditworthiness by his or her looks?

Posted March 12, 2009 - 13:39 by Xin Lu

Personal Finance, General Tips, Credit Cards, Consumer Affairs

Today I read about an interesting study done by Rice University on the correlation between trustworthiness and looks. The researchers utilized the popular peer to peer lending site Prosper.com and Amazon's Mechanic Turk. Prosper is a site that allows borrowers to submit a loan application along with personal details and a picture. The researchers took the pictures off over 6000 of these applications and showed them to 25 individuals through Amazon.com's Mechanic Turk and asked these workers to rank the creditworthiness of the people in the Prosper pictures. The results show quite a few startling correlations between looks and creditworthiness.

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Where Oh Where Are My Worms? Be On Your Toes When Ordering From Small Web Businesses

Posted March 11, 2009 - 19:22 by Carrie Kirby

Consumer Affairs

worms eating garbage

As Main Street small businesses disappear, it's nice that we can still order from small companies online. However, spoiled consumers take heed: Not all small companies are created equal, and many are not as willing to decree the customer always right as big businesses are. One entrepreneur just responded to a complaint by calling me the B word!

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Two More Crafty Ways to Steal From You - GPS Units and Cell Phones.

Posted March 11, 2009 - 13:13 by Paul Michael

Consumer Affairs, Cars and Transportation

GPS unit

I got another one of those emails recently, from my mother-in-law this time. As usual, I began reading with skepticism and was ready to take it all with another monstrous grain of salt. But as I continued reading, I realized the information actually seemed plausible. So I checked it out at Snopes and found truth behind the stories.

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