Credit Cards

How to Avoid Getting Your Credit Card Canceled

Posted February 1, 2010 - 09:00 by Nora Dunn

Credit Cards

credit cards

It’s true. Your credit card could be canceled this year, and quite possibly without any notice either. Don’t get stuck with a canceled card at the cashier; read this article and arm yourself with information and advice to avoid having your credit card canceled just when you need it the most.

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Why You Can't Stick with a Budget

Posted January 26, 2010 - 07:00 by Stacy Johnson

Credit Cards, Consumer Affairs

A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to read this post.

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How You Know When It's Time For Bankruptcy

Posted January 25, 2010 - 07:00 by Stacy Johnson

Credit Cards, Consumer Affairs

When it comes to erasing debt, you've got options. You can do it yourself, go to a credit counselor, try debt settlement or go for the nuclear bomb of debt destruction: bankruptcy. See what bankruptcy looks like through the eyes of someone who's lived it.

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FINANCIAL IQ TEST: How Healthy is your Debt Management?

Posted January 23, 2010 - 11:00 by Nora Dunn

Credit Cards

debt

Are you on top of your debt – both logistically and emotionally? Do you maximize value while minimizing interest rates? Do you know what the different types of loans are, and how they work for you? What’s your credit rating and how do you improve it? Take this Financial IQ Test to see how healthy your debt management plan is, then reference the plethora of resource articles to help you in your weaker areas of knowledge.

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Solving a Debt Dilemma with Debt Settlement

Posted January 22, 2010 - 07:00 by Stacy Johnson

Credit Cards, Consumer Affairs

Paying half a bill is better than paying it all. But is going to a debt settlement company the way to do it? Understand how these companies work, then decide for yourself.

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Dealing With Debt: Credit Counselors

Posted January 21, 2010 - 07:00 by Stacy Johnson

Budgeting, Credit Cards, Consumer Affairs

There are three heavily advertised ways to find help to dig out of debt: credit counseling, debt settlement and bankruptcy. Which is best? Let's find out, starting with a closer look at credit counseling.

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6 Powerful Strategies For Paying Down Debt

Posted December 9, 2009 - 07:00 by Bankrate

Credit Cards

Take control of your debt. Commit to the following expert strategies and start getting ahead of your debt, instead of behind it.

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Can Your Spending Patterns Affect Your Credit?

Posted December 1, 2009 - 09:07 by Silicon Valley Blogger

Credit Cards, Consumer Affairs

shopping with credit card

Regardless of how fiscally cautious and responsible you are as a credit card holder, you may still be curious to know just how much credit card companies know about you through your card use. The truth is, our card spending patterns provide information that is monitored by issuers; and this data has been used to affect our credit ratings.

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Banks Can Manipulate Your Transactions, Then Charge You 1750% Overdraft Fee

Posted November 21, 2009 - 22:29 by Will Chen

Credit Cards, Consumer Affairs

When Jeff Ledford overdrew $10 from his checking account, his bank charged him 5 separate overdraft fees totaling $175. It's not a mistake or the crazy policy of one local bank. This is standard banking practice, and you might be the next victim.

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Tallying the True Cost of Debt

Posted November 19, 2009 - 07:00 by Bankrate

Credit Cards

The financial cost is easy to quantify. But the consequences of debt are never isolated. Our debt problem infects every aspect of our lives; it affects our careers, our family, and our peace of mind.

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