Credit Cards

Not Taking Jack: How To Deal With Identity Theft

Posted 1 week 6 days ago by Jabulani Leffall

Credit Cards

Identity theft can happen to anyone. I should know, I've been jacked twice! Here are two major themes to consider when reacting against and deterring identity theft.

full story 5 comments

Rebel with a Cause: ING Direct CEO Arkadi Kulhmann Talks Shop

Posted 2 weeks 2 days ago by Linsey Knerl

Personal Finance, Credit Cards, Consumer Affairs

According to Arkadi Kuhlmann, CEO and President of ING Direct and author of "The Orange Code: How ING Direct Succeeded by Being a Rebel with a Cause", credit cards are the opium of consumerism… it can be very difficult to manage a credit card well. Are the credit card companies like drug pushers? Listen to his opinions on today’s current economy, what consumers and parents can do to prepare for an uncertain future, and how his wisdom has made ING Direct a successful business model that still works today!

full story 1 comment

5 Strategies To Wipe Out Your Credit Card Balance

Posted 3 weeks 2 days ago by Silicon Valley Blogger

Credit Cards

I try hard not to carry a credit card balance, but I know a few people who ignore the fact that their balance is building up to unmanageable levels. I personally feel that it's harder to drop pounds than it is to drop a spending habit and to cut costs, but in both situations -- whether you aim to lose weight or to retire your debt -- you'd want an action plan to succeed. If you're wanting to wipe out your credit card debt, it can be done! We show you some steps on how to do it.

full story 5 comments

netSpend - the story of the Visa debit card we did not apply for

Posted 5 weeks 20 hours ago by Xin Lu

Personal Finance, Credit Cards, Consumer Affairs

This week my husband received an unsolicited Visa debit card from a firm called netSpend. It was certainly an odd experience to receive a card that looked official instead of a pre-approved credit application packet. This is my story of shock, anger, and finally disgust at the practices of this financial firm.

full story 68 comments

New Credit Card Legislation Buzz: An Interview with Wall Street Journal’s Mary Pilon

Posted 6 weeks 2 days ago by Linsey Knerl

Personal Finance, Credit Cards, Consumer Affairs

The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of guidelines will affect the average consumer, and in our recent Blog Talk Radio interview with The Wallet’s Mary Pilon, we learn that there’s more to credit cards than just law.

full story Add new comment

How will the new credit card rules affect consumers?

Posted 6 weeks 3 days ago by Xin Lu

Credit Cards, Consumer Affairs

Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconciled with the Senate version and President Obama hopes to sign it before Memorial Day. So what does this bill contain and what does it mean for consumers?

full story 28 comments

Would you get rid of credit cards if stores give more discounts to customers who pay cash ?

Posted 6 weeks 6 days ago by Xin Lu

Personal Finance, Shopping, Credit Cards

I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer has to pay a small surcharge. Under a new measure being considered in the U.S. Senate, retailers may be given the go ahead to give more discounts to cash paying customers. Would this encourage consumers to ditch the plastic?

full story 28 comments

Debit Or Credit? Which One Should You Choose At The Checkout?

Posted 10 weeks 4 days ago by Paul Michael

General Tips, Shopping, Budgeting, Credit Cards, Consumer Affairs

Swipe

It’s a question I’m asked at least a few times a day when I use my check card, usually by one of those little card-reading machines (although sometimes, an actual living person asks, too). Being someone who hates the word “credit” I have always opted for “debit” and proceeded to enter my PIN number. But have I been doing it all wrong?

full story 44 comments

What can you do if you cannot afford to pay your taxes

Posted 11 weeks 2 days ago by Xin Lu

Personal Finance, Taxes, Credit Cards

Have your taxes done today

Today is April 15th, also known as the dreaded Tax Day in America. Due to the recession many people may find that they do not have enough money in the bank to pay what they owe. Instead of marching in the various "tea parties" happening today, this is what you can do if you find that you do not have enough money to pay Uncle Sam.

full story 6 comments

Financial Literacy Month Project: Setting Your Financial Goals

Posted 11 weeks 5 days ago by Linsey Knerl

Credit Cards, Consumer Affairs

The latest report on U.S. savings didn’t look very encouraging. As the average savings rate dwindles (to almost zero in some demographics), it may see a bit overreaching to give advice on how to utilize savings objectives. The truth, however, still remains – the best way to make a purchase for many consumers is to save for it first. Here is a brief overview of the three kinds of savings goals, and how you might wish to use each to achieve your financial aspirations.

full story 2 comments

Have more to say? Join the discussions at Wise Bread's Finance and Frugality Forums.

Finance Blogs - Blog Top Sites