Credit Cards

How to Remove Yourself from Mailing Lists and Eliminate Junk Mail

Posted July 27, 2009 - 04:00 by Nora Dunn

Life Hacks, Green Living, Credit Cards

junk mail

My blood boils when I have a full mailbox, but not one item is personal in nature. And just because I reuse and recycle the reams of useless paper, applications, and coupons that I am sent is no justification for the waste my mailbox produces. Here is how to remove yourself from most mailing lists, eliminating unnecessary junk mail.

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No Limit, No Interest: What’s the Deal with Charge Cards?

Posted July 15, 2009 - 12:00 by Julie Rains

Credit Cards

Choosing a credit or charge card

Charge cards, like their credit-card cousins, allow cardholders to use plastic cards to make purchases and then pay at the end of a settlement period, typically on a monthly basis. If you want the convenience and security of credit cards, without the risk of incurring debt and paying finance charges, a charge card may be for you.

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Personal or Business? Parameters for Choosing a Credit Card

Posted July 14, 2009 - 09:00 by Silicon Valley Blogger

Entrepreneurship, Credit Cards

business credit card

We've all got our different reasons for making a particular product choice, and it's no different when it comes to shopping for a credit card. As informed consumers, we should carefully review our reasons for applying for a particular card. And if you're a business owner, you have a few options to consider.

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How to Increase the Chance of Someone Returning Your Lost Wallet

Posted July 14, 2009 - 04:00 by Paul Michael

Shopping, General Tips, Credit Cards, Consumer Affairs

Lost wallet

It’s not a fun feeling. You’ve reached the checkout at the grocery store, you feel into your pocket, or purse, and realize that your wallet is missing. You heart stops, you walk out without your shopping and proceed to panic. But there is one way you can significantly increase the chance of your wallet being returned intact.

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Not Taking Jack: How To Deal With Identity Theft

Posted June 21, 2009 - 00:53 by Jabulani Leffall

Credit Cards

Identity theft can happen to anyone. I should know, I've been jacked twice! Here are two major themes to consider when reacting against and deterring identity theft.

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Rebel with a Cause: ING Direct CEO Arkadi Kulhmann Talks Shop

Posted June 17, 2009 - 15:42 by Linsey Knerl

Personal Finance, Credit Cards, Consumer Affairs

According to Arkadi Kuhlmann, CEO and President of ING Direct and author of "The Orange Code: How ING Direct Succeeded by Being a Rebel with a Cause", credit cards are the opium of consumerism… it can be very difficult to manage a credit card well. Are the credit card companies like drug pushers? Listen to his opinions on today’s current economy, what consumers and parents can do to prepare for an uncertain future, and how his wisdom has made ING Direct a successful business model that still works today!

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5 Strategies To Wipe Out Your Credit Card Balance

Posted June 10, 2009 - 16:03 by Silicon Valley Blogger

Credit Cards

I try hard not to carry a credit card balance, but I know a few people who ignore the fact that their balance is building up to unmanageable levels. I personally feel that it's harder to drop pounds than it is to drop a spending habit and to cut costs, but in both situations -- whether you aim to lose weight or to retire your debt -- you'd want an action plan to succeed. If you're wanting to wipe out your credit card debt, it can be done! We show you some steps on how to do it.

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netSpend - the story of the Visa debit card we did not apply for

Posted May 29, 2009 - 14:02 by Xin Lu

Personal Finance, Credit Cards, Consumer Affairs

This week my husband received an unsolicited Visa debit card from a firm called netSpend. It was certainly an odd experience to receive a card that looked official instead of a pre-approved credit application packet. This is my story of shock, anger, and finally disgust at the practices of this financial firm.

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New Credit Card Legislation Buzz: An Interview with Wall Street Journal’s Mary Pilon

Posted May 20, 2009 - 14:02 by Linsey Knerl

Personal Finance, Credit Cards, Consumer Affairs

The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of guidelines will affect the average consumer, and in our recent Blog Talk Radio interview with The Wallet’s Mary Pilon, we learn that there’s more to credit cards than just law.

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How will the new credit card rules affect consumers?

Posted May 19, 2009 - 18:17 by Xin Lu

Credit Cards, Consumer Affairs

Today a new bill was passed by the U.S. Senate with the intent of restricting abusive practices in the credit card industry. A House bill was passed on May 12th and will be reconciled with the Senate version and President Obama hopes to sign it before Memorial Day. So what does this bill contain and what does it mean for consumers?

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