Credit Cards

Is your credit score suffering without your knowledge?

Posted October 21, 2008 - 13:33 by Andrea Dickson

Credit Cards

Credit crunch

Credit card companies are tricky little jerks during the best of times. But now, with a lousy economic forecast and limited access to funds that can be loaned to consumers, banks and credit cards are looking for ways to reduce the amount of debt that they hold. Your credit line might be at risk. Here's a good reason to actually read your mail.

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Looking On The Bright Side: How to Find A Silver Lining In The Current Financial Crisis

Posted October 19, 2008 - 11:20 by Kate Luther

Personal Finance, Frugal Living, General Tips, Making Extra Cash, Shopping, Lifestyle, Real Estate and Housing, Credit Cards

Every Cloud Has A Silver Lining - Image Courtesy of Stock XChng

While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson might teach us more than humbleness... we might just come out better all the way around.

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Download the 451-page bailout proposal

Posted October 1, 2008 - 11:08 by Paul Michael

Personal Finance, Credit Cards, Consumer Affairs

tired of reading

Well folks, I hope you have plenty of time on your hands. The initial 3-page document that Bush and Paulson put forward has grown somewhat. It's hardly surprising, considering how much of a broad sweep the initial bailout plan was. However, you have to wonder how many people out there have the time, patience and understanding to read a 451-page economic document. But, if you want, you can download it right here.

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Financial Peace in Hard Times

Posted September 30, 2008 - 07:08 by Catherine Shaffer

Frugal Living, Lifestyle, Budgeting, Credit Cards

Six months ago, I had plans. Lots of them. Career plans. Vacation plans. Financial plans. Then everything fell apart. My mother became ill. She had already been ill, having been diagnosed with cancer in 2005. However, her general health deteriorated drastically in March, and there followed five weeks of hospitalization, followed by a major life change. She moved in with me, and I became her primary caregiver.

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Need a game to learn to manage your credit?

Posted September 18, 2008 - 03:51 by Philip Brewer

Credit Cards, Consumer Affairs

Suffragette as Liberty in front of the Treasury building

Everybody learns best in their own way. Some by reading, some by listening, some only by personal experience--and there are always a few who never learn. But, if you're one of the ones who learns best by playing a video game--and you'd like to learn about managing your credit--you're in luck. The Treasury has just launched a new multi-media campaign that includes just such a game.

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Could the last person to leave America please turn out the light.

Posted September 17, 2008 - 15:17 by Paul Michael

Personal Finance, Lifestyle, Credit Cards, Consumer Affairs, Real Estate and Housing, Taxes

lightswitch America

I don’t know about you, but I’m more than a little worried by recent economic events. First Freddie Mac and Fannie Mae, then Lehman Brothers, and now an $85 billion loan to AIG. Some people would have us believe that despite all of this, the foundations of our economy are strong. But with trillions of dollars in debt now on the table, how long can this country keep racking up the red ink?

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Get your free credit score from Credit Karma

Posted September 15, 2008 - 06:04 by Will Chen

Credit Cards

credit karma

Credit Karma offers free credit scores to consumer with no strings attached. It is a truly free service: There's nothing to cancel and they don't ask for your credit card number. The sign up process is painless. I was able to get my free score in less than two minutes.

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Your Interest Rates Are About to Go Up

Posted July 2, 2008 - 12:38 by Andrea Dickson

Credit Cards

Have good credit? A low APR on your credit cards? Always pay your bills on time? That's not going to stop your credit card company from jacking up your rate whenever they feel like it.

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Why Would Anyone Pay Mortgages With Credit Cards?

Posted July 1, 2008 - 16:39 by Xin Lu

Personal Finance, Credit Cards, Real Estate and Housing

Amex Black Card

Today I received an email from American Express that advertised a program where you can earn rewards by paying your Indymac mortgages with an American Express credit card. I do not have a mortgage, but I read this email and wondered, why would anyone pay their mortgages with a credit card?

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Making direct deposit safe for the garnished

Posted June 25, 2008 - 04:26 by Philip Brewer

Credit Cards, Consumer Affairs

Pine needles covered in ice

The US Treasury pays more money to more people than just about anybody in the world. Last year it disbursed more than $1.6 trillion in 982 million individual payments. As you can imagine, they save a lot of money when they can make direct deposits instead of printing paper checks. So they're always trying to figure out what makes people reject direct deposit. One such thing is garnishment.

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