Posted May 20, 2008 - 07:56 by Philip Brewer
The Federal Reserve has proposed some new rules to protect people from a list of abusive lending practices. The changes aren't in effect yet, and may not actually go into effect. It's worth looking at the proposals, though, to understand what's been going on just lately. If you haven't been paying attention, you probably have no idea what the credit card companies can legally do to you.
Posted March 30, 2008 - 22:49 by Nora Dunn
You may (or may not) be delinquent with a debt payment, but debt collectors don’t have carte blanche with regards to how they can hustle the money from you. Some can be rude, make idle (and illegal) threats, and just plain be a pain. But they can only go so far, and it pays to know your rights.
Posted March 23, 2008 - 19:30 by Linsey Knerl
Debt is the hottest topic on personal finance blogs around the world. Why? I would venture to guess it is because so many people are drowning in it. The unfortunate truth is that few people care to read about debt until it has already had a negative affect on their financial situation. This can make the final solution to their debt problems even more difficult to hear about.
Posted March 23, 2008 - 14:20 by Lynn Truong
I read this book because I was intrigued by the 25 year-old author. By the time she was eight years old, she was earning money by operating a lemonade stand in the summer and shoveling snow in the winter. On her 10th birthday, she used the $100 of gift money she received to purchase a Government Savings Bond. At age 14, she bought her first mutual funds. Four years later, she was investing in stocks.
Posted March 4, 2008 - 17:11 by Nora Dunn
So you are up to your eyeballs. Drowning in debt, expenses, and struggling to keep your head above water. You have been reduced to the life of a monk and are still making no headway. Is it time to see a credit counselor?
Posted February 28, 2008 - 12:44 by Xin Lu
A recent CNN article titled "Americans are 'financially illiterate'" reports that a survey found that a large proportion of Americans they tested do not seem to understand their debt. I am not that surprised by the report because in American we really do not get very much financial education in schools. However, I think financial literacy is very important and here are some of the things I think anyone can do to gain financial knowledge.
Posted February 21, 2008 - 15:38 by Xin Lu
Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. Read on for a list of six things I think people should avoid.
Posted February 12, 2008 - 13:40 by Xin Lu
My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his frugality shines through and here are some highlights of his wisdom and lessons he has learned. (May contain some spoilers!)
Posted January 24, 2008 - 00:34 by Xin Lu
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock markets. This move means different things for different people and for some consumers it is excellent news. How could these consumers take advantage of this event?
Posted January 3, 2008 - 15:27 by Nora Dunn
What exactly is your credit score? What factors are weighed when you apply for a loan? How can you improve your credit and ability to get great loan rates? And how can you unwittingly mess it all up? Read on...
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