Posted December 30, 2007 - 18:01 by Nora Dunn
So you bought an awesome thing-a-ma-jiggy or service with your credit card. But when you got it home you discovered the item doesn't work, the service was a heist, or the mail-order loot never arrived or it was the wrong item entirely. And now the merchant is not co-operating. Are you still required to pay off the item charged to your credit card?
Posted December 23, 2007 - 15:14 by Nora Dunn
Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned uses for credit cards, it pays to look at your options. Following are the various ways in which credit card companies can get some money out of you and how you can avoid it.
Posted November 30, 2007 - 16:22 by Nora Dunn
It is a murky world of credit card points, rebates, fees, and interest rates out there. A lot of it comes down to personal choice, but here is some information to aid your plight for a suitable credit card rewards program.
Posted November 13, 2007 - 16:19 by Nora Dunn
I charge absolutely everything to my credit card. Everything. Even $3 purchases if I can. Why, you ask, in a world where credit cards are "evil", would I do such a thing? Read on...
Posted November 10, 2007 - 20:34 by Linsey Knerl
Those of you looking forward to this year’s holiday shopping season with a little apprehension, anxiety, or dread can take heart in a new way of thinking. The always financially-savvy (but personable and warm) Mary Hunt of DebtProofLiving has followed through on her promise to simplify your seasonal spending and put meaning back into Christmas.
Posted October 30, 2007 - 08:53 by Sarah Baughman
Don't look at your credit card as a license to purchase something you can't afford-- just pretend it's a thinner, more swipe-able version of your checkbook.
Posted October 22, 2007 - 14:46 by Nora Dunn
So your credit card company just called offering you balance protection insurance against job loss, disability, life, or critical illness. The cost will be just pennies, calculated monthly based on your outstanding balance. Do you take it?
Posted September 2, 2007 - 00:08 by Nora Dunn
This tip is so easy and simple you'll wonder why you didn't think of it already. All you need is a plastic bag and some water, and your impulse credit card purchases will be a thing of the past.
Posted August 19, 2007 - 17:13 by Nora Dunn
Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've accrued is painful. The good news is you can snowball your progress against mounting debts if you do it the right way.
Posted June 22, 2007 - 15:31 by Julie Rains
The fine print on credit card offers is not terribly easy to understand, especially if you have not encountered all of the possible scenarios that generate interest charges and fees. For example, when I paid all but a tiny portion of my balance, the finance charge was calculated on all of my purchases during a given month rather than just on the balance over 30 days. It’s these nuances that drive me batty.
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