Credit Cards

Credit Card Offers - Now THAT'S Quality

I recently received a credit card invitation that clearly was put together by a computer or a chimpanzee, or a chimp with a computer. Inside, I am invited to apply for a credit card as a part of my business - my business, a little company apparently known as "Andrea Dickson Kimberly D Scott@ [redacted].com". You can sort of see the name in the picture of my simulated credit card from the offer, above.

Yes, I've never been good with naming businesses, so I decided to name my non-existent business after myself and my sister's email address.

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Our worst financial mistakes and what you can learn from them

"Learn from the mistakes of others, because you can’t live long enough to make them all yourself." (Anonymous)

I’ve asked my fellow bloggers here at Wise Bread to tell you about their worst financial mistakes (and have included mine). Hopefully, wherever you may be in your living-large journey, you can learn from us. After you've read our story, we want to hear yours! Tell us your worst financial mistake in the comments and be entered into a random drawing for a $25 Amazon Gift Certificate!

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I'll have one Visa credit card, hold the APR

Why bother with middling details, like the interest rate? Just go ahead and get that card. Bank of America can help!

I do most of my banking at Bank of America. I don't adore Bank of America, but they've always been pretty good. Customer service is handy and friendly, and they've never really tried to screw me over. That's why I was surprised, while visiting my local branch, to see a big dry erase board behind the counter with the words "WANT 20,000 FREE AIR MILES? ASK US HOW!" written on it.

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Dear Capital One

Dear Capital One,

I think we need to have a talk.

My beef with you has been documented here. Readers know that I tried, many a time, to get lower interest rates from you so I could pay down my debt faster. I have a good income. I have good credit. I had been using your credit card for a long time - you owed me that.

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I've got my eye on you, WaMu

What happens when you try to transfer funds to or from any account having to do with WaMu? Nothing good, apparently (thanks to Consumerist for that link). For all their talk about customer service, WaMu hasn't done too well for my husband and I over the last month.

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Credit Card Companies Still Evil; Congress Surprised

Credit card companies are all kinds of evil. I know it, you know it. Now Congress knows it. Credit card companies do all kinds of nasty things (see below!) to take your hard-earned cash, so it's kind of nice to know that our government wants to do something about it.

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I Don't Love Capital One - How to Get a Lower APR, or Possibly Not

I knew there was a reason that I chose capitalone-bites-the-big-one772 as my log in name for my online credit card account. It's because, well, Capital One bites. I'm a good customer of Capital One; I keep a revolving balance that should make them happy, and I pay my bill religiously.

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