Articles on Debt Management

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

6 Smart Things to Do With Your Bonus

You've got a little extra money on hand, but don't burn it on stuff. Instead, spend that windfall to build a better future for you and your family.

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

Stop! Is That Loan Too Big For Your Wallet?

You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.

5 Tricks to Consolidating Your Debt and Saving Money

Debt consolidation can reduce the interest you pay and get you back in black sooner. Consider these five strategies.

How One Couple Paid Off $147k of Debt (Even While Unemployed)

Get inspired to eliminate your debt with the story of one couple who stopped borrowing, retired $147,000 in debt, and started living life on their own terms.

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

How One College Graduate Paid Off $28,000 in Three Years on a $30K Salary

Yes, you can pay off your student loans — or any other big debts. Learn how one saver is repaying $28,000 in student loans in just three years.

7 Occasions When You Should Definitely Hire a Financial Advisor

It's great to be able to DIY your money, but some jobs require the skills of a pro. Be the smart about when to seek professional financial advice.

How to Never Succumb to Impulse Spending Again

Trying to build a nest egg? Resist the urge to purge your pocketbook on every shiny bauble you see and watch your savings grow.

Best Money Tips: Ways to Deal With Student Loan Debt

Today we found some awesome articles on dealing with student loan debt, feeling less stress, and money moves for the fall.

How One Inspiring Saver Found True Love, Shook Off Debt Denial, and Paid Off $123,000

In today's debt story, a young dentist fixes his bad "debt-al" hygiene with help from his future wife — and some smart saving choices.

Why One-Third of Americans Haven't Saved for Retirement

The good news is that two-thirds of Americans have saved at least something for retirement. Do any of these explanations sound familiar?

8 Dark-Side Motivations to Start Saving

If the usual motivations to save aren't working (emergencies, big purchases, your future), let your dark side guide your money.

8 Organizations That REALLY Can Help You With Your Debt

Some debtors fall victim to shady debt relief companies who often make everything worse. Instead, turn to these trusted organizations.

6 Ways Debt Settlement Can Leave You Deeper in Debt (Even With Trustworthy Companies)

It's true. Debt settlement can actually leave you deeper in debt after you've settled with your creditors. Here's what to watch for.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

Best Money Tips: The Debt Edition

Today we are featuring some of the best articles from around the web on debt!

10 Dark-Side Motivations to Get You Out of Debt

Getting out of debt requires determination and motivation. Does it matter if those motivations are inspired by our darker angels?

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

For these five people debt totaling $100k — or more — seemed insurmountable. That is, until they paid it off. Find out how you can, too.