Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.
by: Emily Guy Birken | channel: Debt Management
The Rolling Jubilee is a great PR move — buying, then forgiving debt from real people. But in terms of change, one writer says it might hurt more than help.
by: Philip Brewer | channel: Consumer Affairs, Debt Management, Financial News
Many credit card issuers offer 0% APR balance transfer deals. Before you apply, learn how balance transfers work and how your credit score may be affected.
by: Miranda Marquit | channel: Credit Cards, Debt Management
Reward cards might be a lot more beneficial (or, in some cases, harmful) than you think. Check out these common myths — and the true story behind them.
by: Jason Steele | channel: Credit Cards, Debt Management
Even when you aren't applying for a credit card or loan, your credit score can be affected by a variety of actions — even forgetting to return your library books.
Having kids changes your spending habits. Shouldn't your credit card change to match? Here are five smart cards to switch to post-baby.
by: Elizabeth Lang | channel: Credit Cards, Debt Management
Learn how secured credit cards are different from regular credit cards and prepaid cards, how they help rebuild credit, and how to choose one.
We humans aren't always rational. Learn four psychological tricks credit card companies use to capitalize on your irrationality and maximize your debt.
by: Emily Guy Birken | channel: Credit Cards, Debt Management
Prepaid debit cards offer the convenience of a regular credit card...with some unexpected benefits. Learn more about these financial tools.
by: Miranda Marquit | channel: Banking, Credit Cards, Debt Management
Consumer Reports names the best cash-back, travel, and balance transfer credit cards of the year. Are your cards on the list?
by: Meg Favreau | channel: Credit Cards, Debt Management
Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.
Getting into debt is easy; getting out is the hard part. These strategies will help you aggressively attack and defeat your debts.
by: Kentin Waits | channel: Debt Management
Living in debt can be like living in a cage. Discover the freedom of breaking free.
by: David Ning | channel: Budgeting, Debt Management, Lifestyle
Michelle Dunn has experience as both a debt collector and as a debtor. Get her expert advice on dealing with collections agencies.
by: Thursday Bram | channel: Debt Management
What's an easy way to have less debt? Return money you don't need. In federal loan lingo, it's called "canceling" your loan, and it can save you a lot.
by: Elizabeth Lang | channel: Debt Management, Education & Training
It's almost always a good idea to stay out of debt. But sometimes, refusing to take on debt could hurt you in the long run.
by: Philip Brewer | channel: Debt Management
When you're in deep debt, bankruptcy can look appealing. However, the long way out of debt is usually the best way to get — and stay — out of debt.
by: Matt Bell | channel: Debt Management
Spending money can be a lot of fun, especially when credit keeps things going. It begs a very simple question — why bother getting out of debt?
by: Tara Struyk | channel: Debt Management
If you're looking for a way to get out of debt fast, a spending fast might be right for you. Discover this somewhat extreme (but very effective) technique.
by: Anna Newell Jones | channel: Frugal Living, Debt Management
Filing taxes can be a pain in the you-know-what, but it's all worth it when the refund arrives. Use the extra cash wisely with these eight suggestions.
by: Mikey Rox | channel: Debt Management, Extra Income, Taxes
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