Articles on Debt Management

Is a Balance Transfer Offer a Good Deal?

Balance transfer credit cards can be a good way to consolidate debt. Here's what you need to know before signing the dotted line.

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

How to Manage Your Debt in 10 Minutes a Week

One way we sabotage debt repayment is by convincing ourselves it's a difficult, time-consuming chore. It isn't if you follow this simple plan.

Save Money on Interest with the BankAmericard® Credit Card

If you carry a balance from month to month, save money on interest with the BankAmericard® Credit Card.

Flashback Friday: 39 Inspiring Stories and Tips to Help You Beat Debt

Let's look back at the 39 best stories and debt management tips we've ever shared.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Beware of These Common Debt Consolidation Traps

Debt consolidation can be a great help in eliminating debt, but it's not a cure all, and it isn't free. Here's what to watch for.

Ask These 4 Important Questions Before Signing Any Loan

Before taking on any new debt, ask yourself these four questions. Are you ready for the financial commitment?

Try These 6 Money-Saving Challenges Now

If you're beginning to waver on this year's resolution to save more money, hold fast. Try one of these challenges to get re-focused.

The 7 Best Credit Card Debt Elimination Strategies

You want out of credit card debt, and you want out fast. You have several options — which will work for you?

8 Surprising Ways to Pay Off Your Student Loans

Get tough on student loan repayment with a little help from some unexpected places.

6 Ways to Keep Holiday Spending From Blowing Debt Repayment

The holidays are stressful enough — now add debt to the mix. Here's how to balance them both and exit the holidays on firmer financial footing.

Should You Refinance Your Student Loan?

Student loan borrowers have lots of repayment options, including a growing number of refinance options. Here's what to look for.

Do This If You Have Too Much Credit Card Debt

Step one? Stop digging! Step two? Develop smart spending and saving habits, like these, to get on top of your debt — and stay there.

5 Sobering Facts About Student Loan Debt

Higher education comes at a high cost. How much more debt can recent graduates bear?

Is It Ever Okay to Cosign a Loan?

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

How to Pay Less Interest on Your Credit Card Debt

You may be able to pay down your credit card debt faster with a personal loan. These are things you should consider.

What’s the Difference Between Student Loan Refinancing and Consolidation?

No, refinancing and consolidating your student loans aren’t the same thing! Learn the difference and what’s right for you!

3 Times Bankruptcy Is the Right Move

A bankruptcy can take a terrible toll on your credit and your financial future. But sometimes it's the only way to escape debt and start anew.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.