Articles on Debt Management

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

The Best 0% Balance Transfer Credit Cards

If you're fighting to reduce your credit card debt, a balance transfer card can be a powerful tool. Read this list to find the best card for you.

5 Types of People Who Can't Avoid Debt

Some people just can't avoid falling into debt — and staying there. Are you one of them?

Best Money Tips: Pay Down Holiday Debt Quickly

Today we found some awesome articles on paying down holiday debt quickly, getting your retirement plan back on track, and honey do's to start your New Year off right.

How to Eliminate Holiday Debt

A little too generous this holiday season? Get back in the black with these quick debt-busting tips.

10 Worst Ways to Pay Off Your Credit Card Debt

Paying off credit card or revolving debt is one of the smartest things you can do to improve your finances. That is, unless you pay it off using one of these methods.

Say No! 7 Reasons Why You Shouldn't Get Married if You're in Debt

Newlyweds can fight about more important things than money (like the chores) if they enter the union debt-free. Read on for reasons why you should wait to wed.

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

Best Money Tips: Becoming Debt Free

Today we found some fantastic articles on becoming debt free, the ten commandments of personal finance, and your guide to Obamacare.

Poverty Makes You Stupid

Whether you're short money or time, the lack impairs your ability to think clearly and find abundance. A new way of looking at scarcity may offer a way out.

Snowballs or Avalanches: Which Debt Reduction Strategy Is Best for You?

There are two leading strategies for debt elimination. Both will work, but one gets you out of debt a little faster and a lot richer.

How to Get Back on Track When You're Behind on Your Bills

The bills are punctual, but your payments keep leaving late. Get ahead of your payables by knowing what you owe and making a plan to pay it.

5 Steps to Take If You're House Poor

The housing crash and recession have left many of us feeling house poor. The first step in getting out is understanding how deep we're in.

Depressed? It Could Be Your Debt

If you're depressed and anxious, or your physical health is poor, a new study says it might closely be related to your debt.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.

Best Money Tips: Freeing Yourself From Debt

Today we found some awesome articles on freeing yourself from debt, reasons to not send professional emails after dark, and renting vs. buying stuff.

Getting Your Money Back Without Losing Your Friendship

Lent a friend some money and still waiting to be repaid? Ask for your money back politely and frankly to keep both your money and your friends.

Coming to Terms With Your Long-Term Debt

If you're in debt, you're not alone. Millions of people are struggling with payments, but coming to terms with your long-term debt might be the key to paying it off.

5 Things to Avoid Before You File Bankruptcy

Bankruptcy is trying enough already. Don't make it worse by making one of these mistakes.

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.