Articles on Debt Management

4 Ways to Make Debt Repayment Fun

Paying off debt can be fun — yes, fun — with just a little bit of creative thinking and some basic gamification.

The 5 Biggest Dangers of Credit Card Debt

Credit card debt isn't just a burden — it's a real danger to your finances.

7 Ways to Bounce Back After You Miss a Credit Card Payoff Goal

Discouraged because you didn't meet a credit card payoff goal? Don't get down on yourself — get back to bringing those balances down.

Never Do These 5 Things When You're in Debt

Credit card debt is a tough cycle to break. If you're making these mistakes, it's only going to get tougher.

5 Surefire Signs You Have Too Much Debt

Are you toeing the line of too much debt? These warning signs say so.

8 Secrets to a Debt-Free Holiday Season

The holidays should be about family and fun and celebration — not about acquiring debt. Here's how to enjoy the former while avoiding the latter.

Is Student Loan Debt as Bad as It Seems?

Student loan debt is clearly a major financial burden for recent grads, but is it as bad as other kinds of debt?

How a Single Mother In Debt Over $200K Is Fixing Her Finances

We're helping a reader get control of her debt and the rest of her finances. Read her story and find out how far she's come already!

How to Use a Credit Card for an Emergency Without Drowning In Debt

You know you shouldn't use a credit card to pay for an emergency. But what if that's your only choice?

6 Ways to Avoid Vacation Debt

Nobody wants to return home from vacation to a giant credit card bill. We'll help you avoid vacation debt altogether.

What to Do If You're Retiring With Debt

Debt's a burden at any age. For retirees on fixed or reduced income, it can feel especially heavy.

Why Retiring With Debt Isn't the End of the World

You've probably heard that retiring with debt is a costly mistake. But is it really the end of the world?

7 Easy First Steps to Paying Off Debt

Facing debt can be overwhelming. Where do you start? These simple steps will start you on the path to repayment.

7 Strategies for Paying Off Debt When Living on a Variable Income

Attention, freelancers! If you live on a variable income, it's time to rethink your debt payment strategy.

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

Here's How Debt Settlement Can Make Your Debt Worse

Debt settlement companies make a pretty convincing pitch, but beware: They just might leave you worse off.

The New Grad's Guide to Debt Management

If you recently graduated college, there's a good chance you recently got that first student loan bill. Lost? We've got you covered.

6 Foolish Ways to Pay Down Debt

You might think that any debt repayment strategy is a good one — but these wrong moves could leave you worse off. Don't try this at home!

What's Better: Less Debt or More Savings?

Does your high-interest debt count as an "emergency?" Well, yes, but not one worth draining your entire emergency fund.

We Do the Math: Save for Retirement or Pay Off Credit Card Debt?

It's a finance question for the ages: Should you save for retirement, or pay off credit card debt? Find out what the math says.