Articles on Insurance

How Much Life Insurance Do I Need?

After you decide to buy life insurance, it's time to figure out how much life insurance you need and for how long. Jeff Rose, CFP, has a simple formula to get you started.

How Do I Find the Best Deal on Life Insurance?

How do you know you're getting the best deal on life insurance? Jeff Rose, CFP, recommends getting help from an online quoter and a truly independent life insurance agent.

What Is Life Insurance?

Life insurance is a way to protect your family should the unthinkable happen to you. Jeff Rose, CFP, explains how life insurance works.

What to Do (and Not Do) When You're in a Car Accident

An auto accident can be traumatic, and so can the aftermath. Follow these steps to protect yourself later.

How Much Will Life Insurance Cost?

Life insurance may not cost as much as you think it does. Jeff Rose, CFP, explains the factors that affect how much you pay for your life insurance policy.

How Long Does It Take to Get Life Insurance?

How long it takes to get life insurance depends on the policy you're applying for. Jeff Rose, CFP, explains the process.

Should I Get Life Insurance Through My Employer?

Does it make sense to get life insurance through your employer? Maybe not. Jeff Rose, CFP, explains why.

Best Money Tips: Ways to Lower Your Home Insurance

Today we found some awesome articles on ways to lower your home insurance, saving on your wedding cocktail tab, and displaying proper tipping etiquette.

What Is the Best Life Insurance Company?

Jeff Rose, CFP, shares the two things you need to consider when looking for the best insurance company for you.

How to Buy Affordable Life Insurance

Follow these rules of thumb from Jeff Rose, CFP, to make sure you're not paying too much for life insurance.

Marketing, Life Insurance, and Behavioral Psychology

Many of us avoid thinking about life insurance because, well, it's kind of creepy. But it's also incredibly important. Learn why.

Why Women Need Life Insurance — and What to Do About It

You might think that you don't need life insurance coverage — especially if you're single or a stay-at-home mom. Learn why and what you can do.

Paying for Pregnancy and Birth Without Health Insurance

Babies are expensive and seemingly un-affordable if you don't have insurance to cover the cost of pregnancy and birth. Here are some options for the uninsured.

Best Money Tips: Factors That Can Raise Your Insurance Premiums

Today we found some stellar articles on factors that can raise your insurance premiums, buying high-quality low-priced furniture, and living frugal but looking rich.

Why Superstition Makes You Buy Insurance

Our illogical brains lead us to buy insurance when we need it the least and forget about it when we need it the most. Here's how to change the cycle.

Women: How and Why to Take Charge of Your Finances

Women live longer than men yet set aside less money for retirement. Learn how you can become more financially independent today.

New Breadwinner in the Household: How Does This Affect Life Insurance?

When your family's income changes, it's important to reexamine your life insurance coverage. Here's what you need to know.

Don't Let Your Bank Pick Your Homeowner's Insurance

If you let your home insurance lapse, your bank can force you to pay insurance that can cost 5 to 10 times as much. Learn how to avoid this predicament.

Healthcare Price Lists: A Short (but Useful) Guide

It's difficult to save money on healthcare if you don't have access to cost information. Arm yourself with one of these easy-to-use price lists.

Life Insurance: What to Consider Before Replacing a Policy

"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.