Articles on Personal Finance

The 4 Most Overpriced U.S. Housing Markets

If you're looking to buy in one of these four overheated markets, you may want to act fast — or reconsider buying at all.

Wait! Are You About to Lose More Money in Your FSA/HSA?

Health Savings Accounts and Flexible Savings Accounts are a great way to pay for health care, but if you wait too long to spend it, it may be lost.

4 Times Raiding Your Retirement Accounts Early Is Okay

Most experts agree you should "never" borrow from your retirement accounts, with a few exceptions, such as these.

4 Exciting World Cities You Can Afford to Retire In

Retirees can stretch their pensions (and their imaginations) by retiring overseas. Consider these affordable locales and start planning now!

5 Dumb Investments Smart People Make

Investing early and often is smart money management — usually. Avoid these common mistakes and you'll keep your portfolio safe and growing.

5 Creative Uses for a 529 Plan

You know a 529 Savings Plan is for your children's college expenses, but with some creative thinking, it can be so much more.

9 Financial Skills Everyone Needs During Hard Times

When the going gets tough, the tough get frugal. Stick to those frugal habits when finances brighten, and you'll save even more.

You Need an Inventory of Your Stuff (and It's Easier Than You Think)

A home inventory can help you recover from a disaster — or it can be the first step toward decluttering. Make yours before it's too late.

8 Unexpected Ways Cheaper Gas Is Boosting Your Pocketbook

Gas prices are at their lowest levels in years. Are you taking advantage?

6 Smart Ways to Use Old Savings Bonds

Dig out those old savings bonds, find out what they're worth, and teach your bonds to do more than reliably collect interest.

25 Bite-Sized Money Resolutions to Make 2015 Your Biggest Year Yet

You don't have to make life-altering changes to see big results. Start with one or two of these small money resolutions and grow from there!

10 Money-Saving New Year's Goals That You Can Actually Keep

This year, resolve to spend less and save more. Go for one or more of these easy-to-reach goals!

You Should Make These 11 Easy Donations Before Time Runs Out

It's the season for giving — and for grabbing a few more tax deductions. Here are some easy things to donate before the end of year.

5 Ways to Score Cheap Rent — Without Annoying Roommates

The easiest way to pay less is to find a roommate, which isn't always terrific. But if you know where to look (and what to ask), you can live solo.

8 Personal Finance Moves You Can Make While Jogging

Personal finance while jogging? With apps that make managing money easier than ever, fitness time can also be personal finance time.

What the New Credit Card Formula Means for Your Wallet

FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.

4 Money Resolutions You Should Skip This Year

There's nothing wrong with making New Year's money resolutions — the fresh start effect can jump start good habits. Just don't make any of these.

How One Inspiring Couple Paid Off $48,000 in 2.5 Years

The true story of one motivated couple who stopped spending separately, got on the same financial page, and dug themselves out of debt, one bill at a time.

10 Financial Moves You Can Make During Your Commute

Your commute may seem like a waste of time, but it may actually be the best time to optimize your finances — even if you're behind the wheel.

5 Ways to Profit From Obama's Cuba Announcement

Even small investors can profit from the thawing of relations between the United States and Cuba. Here are five investments to consider.