Articles on Personal Finance

Buy a Home You Can Afford With the Mortgage Suitcase Trick

When you're thinking about buying a home, it's easy to buy more house than you need (and get stuck with a pricier mortgage). Use this trick to save.

Best Store Credit Cards

Retail branded credit cards may be a wise choice for loyal customers. But what about department store credit cards?

What You Pay in Time

You probably think about costs in terms of currency. Experiment with this alternative way of thinking that could change how you work and spend.

Save Thousands by Buying a Timeshare on the Secondary Market

A timeshare can be a frugal way to take a vacation — especially if you buy directly from the current owner. Here's how.

6 Places It Pays to Relocate To

Looking for a change? From paying you for your smarts to just plain paying you, these six locations want you so much, they're willing to pay you to move.

Quiz: Am I Really Ready to Buy a Home?

Buying your first home is a big accomplishment, but it comes with a lot of responsibility. Take our quick quiz to find out if you're ready to take the plunge.

How the Election Will Affect Your Credit Cards

How will credit card companies react to the U.S. Presidential election? We have some predictions — and some things you should do to prepare yourself.

12 Annoying Bank Fees and How to Avoid Them

Account fees have become big business for banks and a major drain on consumers’ pocketbooks. Protect your balance by avoiding these 12 common fees.

The Housing Market Is Finally Rebounding

The housing market is rebounding, and the buyer's market is ending. But should you rush to buy a home now? Read this article to help decide.

The Lincoln Guide to Personal Finance

President Abraham Lincoln invested most of his presidential paychecks in Treasury Bonds. Discover why his method is still good advice today.

7 Secrets to Refinancing an Underwater Mortgage

An underwater mortgage can drag you down. Learn how to refinance and why now is a great time to contact a lender — even if you were previously denied.

Preparing for the Fiscal Cliff

There's a good chance that the "fiscal cliff" America is about to go over will be a non-issue. But that's no reason not to do a bit of preparation.

What Happens at a Foreclosure Auction?

Property buyers with cash can save as much as 30% off the market price at a foreclosure auction. Here's what to expect on the courthouse steps.

How Rewards Cards Make Money

If you think you're gaming your credit card company, think again — you might be one of its biggest money makers. Learn how to avoid the trap.

Preparing Financially for a Natural Disaster

Hurricane Sandy's devastation served as an important reminder for many — when it comes to emergency planning, you need an emergency financial plan too.

25 Tips for Smart (and Safe) Credit Card Use During the Holidays

Whether you're ready for holiday shopping or SO not, the season of giving is upon us. Before you hit the stores, check out our guide to keeping your finances safe.

NFL Extra Points Card: Fumble or Touchdown?

If you’re willing spend what it takes to amass the required points, this credit card may be the surest way to acquire Super Bowl tickets.

When You Should Fire Your Accountant

A bad accountant can cost you extra money, give you bad advice, and even get you in trouble with the IRS. Here's how to know when to switch.

Open Secrets: Surprising Things Your Spending Reveals

Credit card companies, banks, retailers, and insurers may know more about who you are than your parents do. A lot more.

11 Ways to Save Money on Holiday Travel

For many of us, travel can often be the most expensive part of the holiday season. But with some planning and foresight, holiday travel doesn’t have to be a budget buster.