Articles on Personal Finance

3 Invisible Savings Tips That Work

Discover savings methods so easy, they practically seem invisible.

Beware of the Phrase "We Can Cut Your Debt In Half!"

Debt settlement agencies claim they can cut your debt in half. But sometimes they don't follow through on their promises...and can even make things worse.

8 Ways Convenience is Screwing Your Finances

Convenience is great, but sometimes it costs more than it's worth.

8 Ways to Eliminate Debt While in Grad School

Grad school doesn’t have to wreak havoc on your finances. In fact, if you plan carefully, you can even graduate debt-free.

Buying Individual Dental Insurance Online: My Experience

I'm religious about my six-month cleanings, so when I needed dental insurance, I compared several options. Here's what I found.

Why This Isn't Your Grandparents' Economy

Why can't we save money like our parents and grandparents? Learn how modern economic realities make financial independence more challenging.

Best Money Tips: Want to be a landlord?

Today, we give you tips for buying a rental property, organizing your home for the holidays, and using your credit cards — the smart way.

Portfolio Ailing? Take a Peek at Asian Markets.

If you haven't been paying attention to Asian stock markets, you could be missing out on a vital tool for making money.

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.

Rethinking the 529 College Savings Plan Strategy

Since the 529 college savings plan offers both an investment and a tuition option, there's good reason to do both!

5 Signs That Your Credit Card Spending Is Out of Control

Credit cards can dominate your life (and ruin your budget) if you're not careful. Use these 5 warning signs to make sure you stay on top of your spending habits.

Questions and Answers on Life Insurance: Book Review and Money Saving Tips

Saving on life insurance without compromising your family’s future is doable with these tips and advice from life insurance expert Tony Steuer.

Co-Signing for a Loan: 4 Things to Consider First

Co-signing a loan for anyone, including your child or best friend, could affect your credit. What to know before you sign.

How to Build Wealth in a Depressed Economy

Recessions seem like they're just doom-and-gloom, but they can also be a great time to implement your wealth-building strategy.

Should Life Insurance Be Purchased as an Investment?

From term insurance to whole life, what you should know.

Share Your Thoughts: Consolidating Student Loans

What should one reader do to consolidate his student loan payments?

Credit Card Fraud and How to Avoid It

Credit card fraud affects thousands of people every year. During 2009, in the UK alone, £440.3 million was lost due to fraudulent actions on stolen or cloned credit cards.

Sick of Rebate Credit Cards? Read This to Get Cash

Annoyed by those plastic-wasting, annoying-to-use rebate credit cards? Learn how to turn the cards into cash.

U.S. Banks and the Tokyo Drift

A nation reeling from popped real estate and financial collapse mopes through a recession, its president urging calm. Just what country are we talking about?

What Stuxnet Means for Small Business

Cybercrime in general and Stuxnet in specific presents clear financial threats to you and your business.