Articles on Personal Finance

Best Money Tips: The Wisdom of Yoda

Welcome to Wise Bread's Best Money Tips roundup. Today, we share financial wisdom from Yoda hi

Best Money Tips: Tax Day Freebies

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you some tax-time freebies to

Worried About an Audit? Six IRS Red Flags

Is your tax return a magnet for an IRS audit? Find out the 6 things that draw the attention of the IRS and what you can do to minimize your chances of getting audited.

If Budgeting Isn't Fun, You're Doing It Wrong

Budgeting should be fun. If you don't believe me, you've been doing it wrong.

Save on Last Year's Taxes Right Now

You can still save on last year's taxes right now, if you still haven't filed your income tax return yet.

SBA Loans Up 90%

Thanks to American Reinvestment and Recovery Act (ARRA) initiatives, the first quarter of 2010 shows weekly SBA loan volume up 90% over comparative weeks in 2009.

Auto Insurance

Auto insurance is meant to cover the expenses that can go along with a car accident. There are a lot of factors that go into determining just how much you'll pay to insure your

Health Care Reform Means Big Tax Changes

While health care reform aims to lower the cost of coverage, small business owners will likely see premium increases and higher tax costs. Here are some of the key provisions fr

Best Money Tips: 10 Ways to Improve your Home Office Cheaply

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we share tips for jazzing up your home office on a budget, how to throw a killer LEGO birthday bash, and 33 free

10 Tips to Save You from an ATM Skimmer

If you don’t yet know the term “skimmer,” put it in your vocabulary. Here are ways to avoid ATM skimmers.

How Long Can You Stay in Your Home After You Stop Paying the Mortgage?

Even though the economy seems to be getting better, the number of mortgage delinquencies is still rising. Some homeowners are choosing to walk away because their debts are much

Best Money Tips: How to Buy a $5,000 Car

Welcome to Wise Bread's Best Money Tips roundup. Today, we give you tips for buying a good $5,000 car, how TV can actually save you some cash, and why financial intervention wit

The HIRE Act: Incentives for Hiring Now

If your business has been growing but you've been reluctant to take on a new employee because of economic uncertainty, maybe recently enacted tax incentives will convince you to

Is Telecommuting a Good Way to Go Green?

There are some savings that go along with a small business allowing employees to telecommute, but it also offers an opportunity to go green.

How To Cut Car Ownership Costs

Here are a few things to consider to keep the costs of car ownership low.

The Credit Crunch Myth: You Can't Fix What Ain't Broke

In an effort to fix the credit crunch, the American Recovery Reinvestment Act authorized $730 million in funding for the SBA. Only one problem: There may not be a small business

Book Review: The Little Book of Big Dividends

Did you know that from 1926 to the present, dividends have accounted for 43 percent of the total return of the S&P 500 index? The Little Book of Big Dividends by Charles B Carlson,

Health Care Reform: Good for People Like Me

A long time ago, I had an idea. I was working a regular job, but I realized that what I wanted to do was be a writer. I figured that I could make some money writing, but not necess

5 Money Ratios to Live By

These five money ratios answer questions about spending on housing, saving, engagement rings, retirement, and investing.

Convenience Checks: 6 Reasons Why They Can Cause Trouble

Convenience checks aren't like regular checks attached to a checking account. They are a type of loan, a cash advance against the credit availability on your credit card. Here are