Articles on Personal Finance

Save More Gas by Safely Following Trucks

I have been trying to drive at 55 miles per hour to save gas, and I am doing it by driving behind big trucks in the slow lane so that I do not get honked at or pulled over by the h

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

How to save $0.54 per gallon on gas

There are many tips that help increase your car's mpg, including things like removing items from your trunk, inflating your tires, and keeping your engine in good condition with re

There is no Tomorrow.

Are you waiting for tomorrow for things to be different? To make changes, or refocus? I've got news for you...

Why the Boycott Isn’t Working

I hear it all the time. Some disgruntled consumer, employee, patron or the like decides that a boycott is in order. In theory, a

What if foreigners quit lending the US so much money?

One of the bugaboos of the financial doom-and-gloom crowd is the worry that foreigners (China in particular, but also oil exporting countries in the Middle-East, and others) might

What will you do when gas hits $4 per gallon?

The image you're looking at is a classic VW ad from 1979, a response to the gas crisis at that time. I just filled up my tank, and 16 gallons of Plus Unleaded cost me over $52

The Bailbondsman Approach: Why Some Of Us Stay Broke

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the

Savers suffering as rates fall--what to do

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the cr

Road To Becoming A Rich Idiot

Ever met a rich idiot? I’ve known at least two. Not counting my telephone conversation with self-proclaimed Rich Idiot and multimillionaire Robert Shemin (author of “How come TH

Eight Natural Ways to Make Water More Flavorful

The main reason that people don't drink water is that it is tasteless and not very "fun" to drink. On the other hand, water is considered more healthy than sodas so

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

The weird logic of economic growth

Ever notice that we have names for a period when the economy isn't growing (recession or depression), but there's no name for when it is growing?  If they call it anything,

Dealing with Nasty Debt Collectors

You may (or may not) be delinquent with a debt payment, but debt collectors don’t have carte blanche with regards to how they can hustle the money from you. Some can be rude, make

Search Online for a Fix before You Toss that Broken Gadget

My husband and I often search online for fixes to our electronics problems because if a gadget is out of warranty it often costs quite a bit to get it fixed. When we find a soluti

Taxes on irregular income

This is really a non-issue, if you work a regular job:  Your employer withholds taxes.  It's also not much of an issue if you're self-employed and your income is reasonably

Software review: TurboTax

I wasn't looking forward to doing my taxes this year.  They were going to be more complicated than in years past, because I left my regular job and started working full-time as

What's the Best Way to Get out of Debt?

Debt is the hottest topic on personal finance blogs around the world. Why? I would venture to guess it is because so many people are drowning in it

Book Review: Rich by Thirty

I read this book because I was intrigued by the 25 year-old author. By the time she was eight years old, she was earning money by operating a lemonade stand in the summer and shove

Left a job? Do a rollover.

I saw this poster on the window of a store-front brokerage firm office near the grocery store.  Although the firm in question has an obvious self-interest in getting you to consoli