Articles on Personal Finance

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

Getting more for your money in the most unexpected place

I often get on my soap-box about bad customer service. I also preach (sorry) that you should all expect more for your money, be it shopping online or grabbing the weekly groceries.

What would da Vinci have paid?

The first time I drove across the country, my aunt gave me her old highway atlas. My finances were a bit tight at the time, so the gift, worth maybe $12, was very much apprecia

Review of The Money Mammals DVD for Children

Snigglezoo Entertainment recently sent me a review copy of their Money Mammals DVD to try out. The results were both surprising and delightful.

My Car is a Lemon! What Now?

It all looked so great at the outset. But numerous trips to the mechanic and problems at the side of the road have shown you that you unwittingly purchased a lemon of a car.

Share your favorite financial websites and win $25

Besides Wise Bread, where else do you go to get information about personal finance and frugal living? Share your favorite blogs, forums, and websites for a chance to win a $25 Amaz

Is it Time to Talk with your Parents?

With your parents (and other family members), avoiding conversations about finances can be detrimental in more ways than one. Because life happens when you’re busy making pla

10 Financial Frights to Avoid

This is a lighthearted (yet serious) look at some of the financial pitfalls we may find ourselves in if we're not careful.

Save gas; don't make left-hand turns.

You have to hand it to UPS. They crunched the numbers, they looked at the hard facts and they figured out that by limiting the number of left-hand turns made, you can save a whole

Seven Tax-Efficient Perks to ask your Employer For

If you are doing a good job, your employer will want to keep you. And to do so, they know they might need to woo you or otherwise entice you to stay if your skills are marketable a

Disability Insurance: Payments and Pitfalls

Disability Insurance is yet another tool in the arsenal of insurance products that may be a life-saver for some people, but that also can unveil some bitter surprises at the worst

Cheap international payments with Esperanto

For as long as there has been international trade, there has been a need to make international payments. To show up in person with gold or silver coins risked both your life and y

The Quiet Millionaire: Parts 4 & 5 - Building Your Net Worth

In The Quiet Millionaire, author and Certified Financial Planner Brett Wilder gives common-sense advice on how to build net worth: “Your goal should be to make the value of what yo

Inflation is worse than you think

I don't just mean that the rate of inflation is higher than the government's reported rate--that's evident to anyone who's paying attention. But there are other co

How to keep the low teaser rate for your mortgage

Treasury Secretary Henry Paulson gave a speech yesterday, talking about the administration's plan to "address the challenges" of the housing market downturn and relat

Frugality Makes the Heart Grow Fonder: 5 Ways to Spend Less and Love More

Hot dates are often stereotyped as being expensive; Fine wines, fancy dinners, high-priced hotels, and posh resorts top the list of ways we traditionally thi

5 Foods I Grew Tired of Buying, and How I Quit

Everyone who cares about frugality understands that it often involves becoming more self-reliant. The following is a list of kitchen staples that I quit buying, and how I’ve made i

Fixing the foreclosure crisis

Because homeowners are also voters, and because the subprime lending crisis threatens the whole economy, the federal government is trying to come up with ways to head off a massive

Credit Card Rewards Programs

A commenter on a recent article of mine on credit card usage, suggested a follow-up post with an eye to uncovering the mysteries of credit card rewards programs. And in my research, I discovered it’s a murky world of points, rebates, fees, and [more]

They used to call it "loan workout"

It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as