Articles on Personal Finance

Book Review: Rich by Thirty

I read this book because I was intrigued by the 25 year-old author. By the time she was eight years old, she was earning money by operating a lemonade stand in the summer and shove

Left a job? Do a rollover.

I saw this poster on the window of a store-front brokerage firm office near the grocery store.  Although the firm in question has an obvious self-interest in getting you to consoli

How To Read an Annual Report

If you're like most investors, those bulky annual reports that arrive on your doorstep are a waste of time and resources. If you want to get the most out of your annual reports,

If you're so smart, why aren't you rich?

You don't hear it much any more, but for a long time, "If you're so smart, why aren't you rich" was a pretty effective line for the average Joe when dealing w

Tips for Finding Legitimate Work at Home Opportunities

When you search for work at home opportunities on the internet, oftentimes you will find sites pitching programs that could make you thousands of dollars a week.  Usually these pro

You must file a tax return to get economic stimulus tax rebate

Surely by now everyone has heard of the economic stimulus tax rebate. To get it, though, you have to file a return.

Would you end your marriage for $100,000?

How about $200k? Or $500k? Well, I guess it all depends on the state of your marriage, but the bigger question is this: what would you do for money? I ask because I’m getting a lit

Could Your City Go Bankrupt?

I never knew that cities in America could file for bankruptcy until recently a Northern California city named Vallejo made the news for being on the edge of bankruptcy. So how doe

Rebuilding After A Disaster: Create A Home Inventory Now

It seems like, every other week, there is some natural disaster threatening people’s homes. Worrying about that sort of thing has lead me to be a little more prepared than I might

Win $100 for opening a new savings account with SmartyPig

SmartyPig is giving one lucky Wise Bread reader a $100 gift card for starting a savings account with them. To enter the contest, simply leave a comment in our SmartyPig thread in t

Retirement on the installment plan

Among the fraction of the population who manage to put money aside, many view their investments through the lens of retirement.  They've got a number in mind--call it $X--enoug

Get free retirement planning advice from top 100 Amazon author and win a free book!

Author David B. Loeper will be answering your retirement planning questions in our forum. Every person who asks David a question will also be entered into a weekly drawing for a c

7 Reasons To Take The Bus

Low cost airlines are finally taking hold in the United States, offering a greater range of route options and discounts. At the same time, concerns over security, environmental imp

So You Want to be a Landlord? Part II: How Do You Actually Make Money?

The truth is that rents sometimes do not cover the monthly costs of owning the rental home, so how is it that these real estate gurus make their money? A lot of people think that i

Do You Always Keep the Money You Find?

I am pretty short so I am close to the ground, and oftentimes I spot a coin or two and keep it. However, there are times when we find larger sums of money laying on the ground. W

New $5 bill starts circulating today

The new $5 enters circulation today with a ceremonial "first spend" at the gift shop of President Lincoln’s Cottage at the Soldiers’ Home in Washington, D.

Your equity was always imaginary

You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet.  It's an expression that

How to get your car stolen

Every 26.4 seconds, a vehicle is stolen in the U.S.* If you want yours to be one of those vehicles, just follow these simple guidelines and the thief will be driving away in your n

90% off is not a deal if you don’t need it.

I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90

Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids

Do you know which is more expensive: one gallon of gasoline or one gallon of orange juice? How about one gallon of glue? Read on for a comparison of the price gasoline and other f