Articles on Personal Finance

Unauthorized Video Game Hack May Net Consumers Up to $35

Discussion over the original version of Grand Theft Auto: San Andreas might have ended with its recall in 2005. A recent class-a

Pessimism Pays - Why Expecting the Worst Can Save You Money

Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa

Join the rentier class

You don't hear much about the rentier class any more. Perhaps that's because we all expect to be members by retirement age. Perhaps it's because even the very wealthy

The Four C's of Applying for and Managing your Credit

What exactly is your credit score? What factors are weighed when you apply for a loan? How can you improve your credit and ability to get great loan rates? And how can you unwittin

Scammers Stole All of My Grandma's Money

The trouble started innocently enough. For as long as I can remember, Grandma bought a lottery ticket each and every week. She promised us, her children and grandchildren, that whe

To FAFSA or Not to FAFSA: A Former Student's View of Student Loans

It's getting to be that kind of year again--the time when you anticipate filling out your tax returns, sighing with relief, and then realizing that you're not finished with

Common Currency: A Primer

These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world.

Can the government help in a recession?

Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp

I Got Duped! Dealing With Credit Card and Merchant Disputes

So you bought an awesome thing-a-ma-jiggy or service with your credit card. But when you got it home you discovered the item doesn't work, the service was a heist, or the

Best Money Tips: Personal Finance Explained in Football Terms

Welcome to the first edition of Wise Bread's Best Money Tips. Learn why Costo might not be a good deal, how to explain personal finance in football terms, which presidential can

Preparing for a Recession

Find out what, exactly, is a recession and what you can do to prepare for it.

Many Happy Returns: 5 Tips for Getting What You Really Want This Holiday

Sadly, a recent poll by Inside Indiana Business reports that 13 percent of consumer

Are men better money managers than women? Discuss in our forums and win $50!

Wise Bread is launching a new forum today! That's right. The best Christmas present you can give us is your company. Make a post anywhere in the forum and you will automaticall

Credit Card Fees: Hidden and Otherwise

Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u

Swipe envy

All the cool kids have credit cards. What if you don't? What if you are so young, so poor, so uncool that you can't get one? Do you have to stoop to paying for your food

Getting more for your money in the most unexpected place

I often get on my soap-box about bad customer service. I also preach (sorry) that you should all expect more for your money, be it shopping online or grabbing the weekly groceries.

What would da Vinci have paid?

The first time I drove across the country, my aunt gave me her old highway atlas. My finances were a bit tight at the time, so the gift, worth maybe $12, was very much apprecia

Review of The Money Mammals DVD for Children

Snigglezoo Entertainment recently sent me a review copy of their Money Mammals DVD to try out. The results were both surprising and delightful.

My Car is a Lemon! What Now?

It all looked so great at the outset. But numerous trips to the mechanic and problems at the side of the road have shown you that you unwittingly purchased a lemon of a car.