Articles on Personal Finance

Everything You Should Know About Getting a Credit Card but Didn’t Have a Clue to Ask

If you've never paid attention to the fine print of a credit card, now's the time to learn what a credit card really is, and why it's so costly to carry a balance.

Slow DRIP into investing

My first-ever individual stock holding was a Duke Power (now Duke Energy) share that I acquired through its Dividend Reinvestment Plan or DRIP. [more]

The Bank of Gasoline

Fuel prices may be going down, but for some motorists fuel prices never went up. Over 8,000 motorists in the St. Cloud, MN area are paying an average of $.50 to $1.50 less per gall

The Toyota I-Unit; would you drive it?

We've been talking a lot about gas prices recently. That's no surprise considering we're paying almost three times more for gas than we were six years ago. [more]

It's the linkster! The linkmeister!

It's time for our weekly round-up of linky love. As always, if you feel you've been unfairly left off the list, please let us know by emailing our editors at tips@wisebread.com. Ivy at Home Ec 101 gave us some serious love. Thanks, Ivy! [more]

Resisting the impulse beauty buy

Are you an impulse beauty shopper? [more]

Our Worst Financial Mistakes and What You Can Learn From Them

Wise Bread bloggers share their worst financial mistakes. Hopefully, wherever you may be in your living-large journey, you can learn from us.

Speeding through your mortgage

Now that many of you have crunched the numbers for accelerating your mortgage payoff, I think you are ready for a quick lesson on speeding through your mortgage. Now, I am not sayi

Link it real good

Wise Bread loves the following blogs for their linky love. [more]

Lower Credit Card Rates? Just Ask!

Follow these two easy steps, and you’ll be on your way to lower credit card rates and more money in your pocket.

Financial Change: How to find peace in the midst of it all

Your finances are up! Your finances are down! [more]

Do you have what you want… and do you want what you have?

Sometimes, being frugal means not just saving money; sometimes it means not spending any at all. There’s been a growing preoccupation with working more to earn more--to buy more; y

Pet lovers beware - there's a new scam in town.

If you thought those Nigerian scammers could not sink any lower, think again. It was reported today by WTAE.TV that there's a new scam making the rounds, and this time the scammers are praying on the good nature of pet lovers. [more]

Give it a REST!

So you've heard of a sleep debt. [more]

DIY Mortgage Acceleration

Do-it-yourselfers who are weary of yet another trip to the home improvement store may like this DIY project. It has the possibilities of increasing home equity just as quickly as a bath remodel or new deck. [more]

How to Build Your Own Amortization Schedule

Looking for a dull, but financially eye-opening home project? Great! Today, we're going to build an amortization schedule. [more]

With record high gas prices, is flying now cheaper than driving?

Given the record high gas prices, is it now cheaper to fly than to drive for long distance road trips? NPR recently analyzed the cost of a typical family road trip by plane, train, bus and automobile. [more]

Saving money for kids made easy (NOT) by banks

Last week, I closed a no-maintenance-fee account because I was charged a hefty you-haven’t-deposited-any-money-lately fee a/k/a dormant account fee. I offered to make a deposit in exchange for a fee waiver; no way was the response. [more]

Link-o-rama

Thank you, thank you, thank you to everyone who linked to our blog posts over the past week. We couldn't do it without you. And if we could, we wouldn't anyway. THAT'S how strong our love is. [more]