Articles on Personal Finance

New $5 bill unveiled

The US Treasury today unveiled a new $5 bill, with security features intended to make it harder to bleach out a $5 and use the paper to counterfeit a $100 bill.

Carry some cash

I recommend carrying some actual cash money. When I do that, a lot of people say, "Why? Everyplace I go takes credit and debit cards." In fact, I know people who brag about spen

We're Link Lovers, Not Fighters.....

Wow! What an amazing couple of weeks it has been. We have seen an amazing amount of link love, and we wanted to share some of the highlights with you!

Insured Annuities for Wise Bloggers

You (or somebody you know) can have your cake and eat it too utilizing the Insured Annuity concept. It's a way to provide a guaranteed tax-preferred lifetime income while guarantee

529 Plans for College Expenses: What’s Cool and What’s Quirky

529 plans for college expenses are very cool but extremely quirky. Cool federal-tax benefits, which were temporary and set to expire in just a few years, have been made permanent b

Mutual Funds for Wise Bloggers

I know that Wise Bloggers are smart readers, so you might already know everything there is to know about mutual funds. However I have come across many very smart people who don't a

Book review: The Only Investment Guide You'll Ever Need

Andrew Tobias' The Only Investment Guide You'll Ever Need is the perfect book for every Wise Bread reader.

Hitching a Ride on an Airplane

Hitch hiking has been done for years and years. Simply stick your thumb out and wait for a benevolent driver to stop. But how about thumbing a ride on an airplane?

Clues to detecting the astute investor

You may have encountered some financial talk at cocktail parties or neighborhood cookouts. The discussions may have centered on low mortgage rates, debt consolidation deals, and sk

Renting is cheaper

Everybody has seen a rent-versus-buy analysis. Here's a different way to look at it.

TIPS and I-Bonds

There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might

A Guaranteed Way To Avoid Impulse Credit Card Purchases

This tip is so easy and simple you'll wonder why you didn't think of it already. All you need is a plastic bag and some water, and your impulse credit card purchases will be a thin

Save your Lunchmeat: Insurance for your Fridge

We often protect our computers, TV’s, and sound systems with special power strips to protect against power surges. Most families I know go the extra mile to stain-protect their li

Gold as an investment

There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second lo

How to Deal With Collection Agencies

Turn the collections process to your advantage by following these 9 suggestions.

Link Love was made for You and Me

Where would Wisebread be without all of its loyal readers and those that link to it? I shudder to even think about it. And so, dear lovers of all things frugal, I present another

Book review: The Little Book of Common Sense Investing

John C. Bogle's The Little Book of Common Sense Investing will help you earn a maximum long-term investment return with the least effort possible.

Critical Illness Insurance For Wise Patients

There are many people who believe in insurance, and just as many who are vehemently against it. Personally I'm a believer, but I also know that there is no blanket solution for

Private foundations for ordinary folks

There are a lot of advantages to having a private foundation to use as the vehicle for your charitable giving. Sadly, the tax laws make setting up a private foundation impractical

The Millionaire Next Door: Riches De-mystified

You've seen them driving by you but you didn't even notice. They were in the checkout line at the grocery store but you didn't give them a second glance. They're ev