Posted February 5, 2010 - 07:00 by Joel Ohman
Real Estate and Housing
Getting out of credit card debt, paying off all student loans, and paying off their mortgage in full ASAP is the #1 goal of almost every personal finance blogger on the Wise Bread Top Personal Finance Blogs List, but what if they have it all wrong? For many people, it’s a noble and wise goal to pay down their mortgage as quickly as possible. For many others, however, paying off their mortgage in full earlier than they have to could be a huge mistake.
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Posted January 18, 2010 - 06:00 by Stacy Johnson
Real Estate and Housing
The bad news? Depending on where you live, you may be facing an uphill battle to sell you home. The good news? Lessons you learn in these tough times will serve you well in years to come. Here are five steps to home selling that are useful in good times, and absolutely necessary in bad ones.
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Posted January 16, 2010 - 08:00 by Tisha Tolar
Real Estate and Housing
The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.
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Posted January 5, 2010 - 06:00 by Xin Lu
Real Estate and Housing
The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications. The program has been plagued with consumer complaints of lost paperwork and denials. Here are some reasons why many consumers are better off skipping this program all together.
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Posted December 3, 2009 - 11:33 by Xin Lu
Real Estate and Housing
Currently many homes for sale are owned by banks. These properties are also known as real estate owned or REO and they have gone through the foreclosure process. Some of them are in very good condition and can be good deals. However, those who try to buy these homes will find that it is not as easy as it looks. Here are some quick tips for those interested in buying a bank owned property.
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Posted December 3, 2009 - 06:00 by Julie Rains
Real Estate and Housing
I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelines rather than real-life budgets. I'll show you a simple formula to help you determine what is truly affordable. And, I'll give you ideas on how your view of affordability may change over the next 15 or 30 years based on typical work/life events.
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Posted November 25, 2009 - 08:00 by Coupon Sherpa
Real Estate and Housing
Moving is one of life's most stressful events. In addition to all that packing, you also have to fork over big bucks for boxes, movers, a truck, and storage. Follow these 9 tips to save your sanity and a bundle of cash.
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Posted November 23, 2009 - 08:00 by Brandon Laughridge
Real Estate and Housing
Owning a home has become inextricably linked to the American dream, as much a part of the social fabric as baseball and apple pie. But the reality is that most Americans would be better off buying shares of Apple instead of trying to use homeownership as a vehicle for wealth creation.
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Posted November 18, 2009 - 06:00 by Julie Rains
Real Estate and Housing, Budgeting
I’m a mortgage-free homeowner but, despite paying off my loan, I still have plenty of expenses associated with owning and maintaining my house. Some have been easy to anticipate; others, not so obvious. Either way, the dollars add up. I’ll tell you about some costs to consider for budgeting purposes.
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Posted November 13, 2009 - 07:00 by Xin Lu
Real Estate and Housing
Currently millions of Americans are delinquent on their home loans or facing foreclosure. Foreclosure, deed in lieu of foreclosure, and short sales are several ways for borrowers to get out of a mortgage that is no longer affordable. Here is a quick guide to what these options are, and how much they could affect one's credit score.
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