Posted March 12, 2008 - 05:13 by Philip Brewer
Real Estate and Housing
You used to hear the term "land rich, cash poor" for people who owned valuable land but didn't have quite enough money to make ends meet. It's an expression that dates back to the days when property was the only kind of real wealth there was. It's kind of fallen out of fashion of late. But as property values keep falling, it's worth thinking about the ways in which land is wealth.
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Posted March 10, 2008 - 08:50 by Catherine Shaffer
Making Extra Cash, Real Estate and Housing
With dropping home prices, a long term investment in real estate is looking pretty attractive. Whether you want to buy rental property outright, or renting is your plan B when your house doesn't sell, the most important thing you need to think about before you become a landlord or landlady is risk. The concept of risk in renting property tends to draw blank stares. After all, you have insurance on the property. You have a lease. What's the problem?
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Posted March 5, 2008 - 19:50 by Xin Lu
Personal Finance, Frugal Living, Shopping, Lifestyle, Real Estate and Housing, General Tips
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am well versed with the popular culture. However, if you ever examined my attitudes toward money you will see that I am undeniably Chinese. Here are some of the principles I grew up with.
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Posted March 2, 2008 - 03:44 by Margaret Garcia-Couoh
Real Estate and Housing
Are you stuck on the coast paying a big mortgage on a tiny property? Do your kids spend more time with their daycare provider than with you? Do you worry that they've never seen a real tree or animal? Do you sit in traffic more than 20 minutes a day? If you said yes to any of that and wished you could have said no, then maybe it's time to start thinking about relocating to rural California...
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Posted February 27, 2008 - 12:56 by Nora Dunn
Investment, Real Estate and Housing
When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insurance or individual term insurance? This article compares the two so you can make the right decision.
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Posted February 21, 2008 - 15:38 by Xin Lu
Personal Finance, Credit Cards, Investment, Real Estate and Housing, General Tips
Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. Read on for a list of six things I think people should avoid.
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Posted February 20, 2008 - 17:11 by Xin Lu
Personal Finance, Frugal Living, Lifestyle, Investment, Real Estate and Housing
My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous and sometimes say things like, "sure, you could try." Even though I am quite young, I have met enough people to see what keeps them from quitting their jobs and living a life of financial independence. Read on for a few of my observations.
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Posted February 19, 2008 - 14:36 by Xin Lu
Personal Finance, Frugal Living, Shopping, Budgeting, Lifestyle, Real Estate and Housing, General Tips
Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One day I told someone that I do not want to afford a house right now and he asked me what I meant, and I told him my reasons why I should not buy something just because I can afford it now.
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Posted January 24, 2008 - 00:34 by Xin Lu
Credit Cards, Consumer Affairs, Real Estate and Housing, General Tips
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock markets. This move means different things for different people and for some consumers it is excellent news. How could these consumers take advantage of this event?
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Posted January 21, 2008 - 14:24 by Myscha Theriault
Green Living, Real Estate and Housing
I like to do my ecological part. I’m no eco-goddess, mind you. I don’t necessarily research the recycled packaging content of my bagged flour purchases, nor have much of a care whether the fabric in my T-shirt is organically grown. But my husband and I each implement more than our fair share of active, conscientious strategies to support the well being of the world we live in. This month however, a situation arose which will impact several of those efforts, at least for the short term.
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