Articles on Retirement

I Am Doing Well Financially. Now What?

Eventually, there comes a point in time when you can actually afford a few niceties in life. How will you react?

The Audacity to Waste Money for Better Finances

Sometimes, what seems like a waste of money might actually be one of the best ways you can spend your cash.

3 Easy Steps to Take for a Better 401k

Everyone should know the basics of asset allocation by now, or so you thought. Here's three other things you can do to help your 401k.

Why Roth IRAs Are Ideal for Young Professionals

Young professionals (20s and 30s) who make a decision to start saving for retirement can do so in many different types of savings and retirement accounts.

11 Ways to Prep for "Guerrilla Retirement"

More aggressive and less conventional than typical retirement plans, guerrilla retirement goes beyond the 401(k). Here's how to prepare for your own guerrilla retirement.

Self Directed IRA + LLC = Checkbook IRA

Growing your business may be your best retirement plan, but it's also important to set aside some personal retirement savings separate from the business. Doing so correctly can

6 Steps for a Woman's Financial Self-Defense

Women account for over 80% of consumer spending, and at the same time elderly women make up over 80% of this country‘s impoverished. Women need to refocus their present spending po

Best Money Tips: What You Need to Know About Social Security

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you just about everything you need to know about Social Security, how to eat well on a poor man's budget, and wha

The 10-Step Staircase to a Comfortable Retirement

The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one.

How to Make the Most of Your 401K

Most of us have a 401k account with our employer. But there are people who've decided not to participate in their employer's retirement program for a variety of reasons. But imagi

Dream Job or Day Job?

Most people I know have a frustrated passion. There's something they'd rather do a lot more of, but making a living gets in the way. Some people simply accept that their passion wi

Saving for Retirement on a Variable Income

How do you save for retirement when you have a variable income? Not only is basic budgeting a different story when you have a variable income, but so is saving for retirement.

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

How to Tell if You're on Track for Retirement

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you

Retirement accounts and money to spend

Everybody knows that retirement accounts like 401(k)s and IRAs offer great tax advantages (and once upon a time--and maybe again someday--a corporate match). But people who have p

Rewriting the Definition of Retirement

Your life map is so clearly laid out in front of you; yet the last piece of the puzzle – retirement – is a fuzzy and often incomprehensible anomaly. With people living longer and s

Should You Choose a Roth 401k or a Regular 401k?

Yesterday I was talking to a friend and he mentioned that his company just started offering the option of investing in Roth 401ks. He was wondering if he should stick with his regu

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

Book review: Work Less, Live More

Early retirement is a topic I've always been interested in.  The particular version of it that this book deals with--living well on less money, as a means to getting by wit

Left a job? Do a rollover.

I saw this poster on the window of a store-front brokerage firm office near the grocery store.  Although the firm in question has an obvious self-interest in getting you to consoli