Personal Finance

Optimize Your IRA and 401(k)

Posted July 29, 2009 - 12:00 by Philip Brewer

Personal Finance

Apollo 4 Liftoff

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accounts, people are much too likely to put the wrong investments in them. Here's how to use them correctly.

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Saving for Opportunity

Posted July 29, 2009 - 09:00 by Nora Dunn

Personal Finance, Budgeting

What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem. And don’t fool yourself: going into debt is no justification for seizing opportunity.

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Managing Your Short-Term Money

Posted July 28, 2009 - 04:00 by Philip Brewer

Personal Finance, Budgeting

Actual, physical banknotes

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold, real estate, options and futures. But managing your day-to-day spending money tends to get short shrift. Here's a primer.

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Best of Personal Finance: Solar Eclipse/Moon Landing Edition

Posted July 24, 2009 - 10:00 by Andrea Dickson

Personal Finance

Between the moon landing (fake! It was filmed in Nevada!) anniversary, a recent solar eclipse, and amateur astronomers discovering huge craters on Jupiter, your mind may have been in the stars as of late. We're here to bring your mind back down to Earth, and right into your wallet. This week, smart gardens, iPhone apps that might make up for the iPhone, paying with coupons without starting a fight, and more.

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Wage slave, debt slave

Posted July 21, 2009 - 12:00 by Philip Brewer

Personal Finance, Frugal Living

Signs showing the way out

This article has its roots in an article I wrote some time ago that used the terms wage slave and debt peonage--terms that some people objected to. Those making free choices aren't slaves, they said, even if their poor choices result in a hard life. There's some truth to that. But there's also some truth to the notion that our system makes it easy--almost automatic--for people to trap themselves.

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Best of Money Carnival #8 Eagle Has Landed Edition

Posted July 19, 2009 - 23:41 by Will Chen

Personal Finance

Neil Armstrong's moon walk 40 years ago represented one of the pinnacles of human achievement. In the spirit of honoring excellence, I'm proud to present the 8th edition of the Best of Money Carnival -- a celebration of the 10 best personal finance articles of the week.

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Best of Personal Finance: Cold Shower Edition

Posted July 17, 2009 - 12:00 by Andrea Dickson

Personal Finance

This week in the Best of Personal Finance, love your money, keep it cool, ignore your mother's advice, savagely murder your debt in its sleep, because debt is slavery, or maybe an obligation that you just don't want to have, stop eating so much in the afternoon, and what you need to register for for your baby shower.

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Watch Out for Surge in CPI

Posted July 16, 2009 - 09:00 by Philip Brewer

Personal Finance

Baloon 1

Just to be clear, I'm also worried about a surge in inflation, but that's not what I'm talking about here. I don't know the future, so I try to stay away from predictions. But you don't need to know the future to "predict" a surge in the Consumer Price Index. All you need is to know the recent past.

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Carnival of Pecuniary Delights: Sweet 16 Edition

Posted July 16, 2009 - 05:00 by Will Chen

Personal Finance

Welcome to the Carnival of Pecuniary Delights, the Sweet 16 Edition. This nifty carnival is the creation of Penelope Pince from Pecuniarities (aka Hermione from our forums). We had the honor of being one of the first hosts of this carnival. It is really gratifying to see this carnival blossom into a wonderful personal finance resource.

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My best posts that got no attention

Posted July 12, 2009 - 04:00 by Philip Brewer

Personal Finance

Bridge over copper slough

A few times I've written a post that I thought was good, but that seemed to vanish into the blogosphere without a trace. On my two-year anniversary of writing for Wise Bread, I'm going to link to five of them and suggest that you take a look at them. For a few long-time readers it may be a second look. (But, judging from the number of reads these got, not many.)

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