Posted May 28, 2009 - 07:10 by Philip Brewer
Personal Finance
Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rules, as long as they're known in advance and fairly applied. During hard times, though, there's a strong temptation to ignore the rules in a search for a less-bad result. Both borrowers and lenders need to watch out.
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Posted May 21, 2009 - 21:44 by Nora Dunn
Personal Finance
At some point in your parenting adventure, you may be introduced to the concept of getting life insurance for your children. There are a number of reasons why you might want to insure the life of your child, and about as many other reasons not to. Here is an analysis:
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Posted May 21, 2009 - 16:44 by Linsey Knerl
Personal Finance, Consumer Affairs
Today my middle son hit my youngest son in the face with a Ziploc bag full of pennies. It was premeditated, and as I burst into the dining room to sort it all out, I found myself saying the oddest thing: “Don’t do bad things with your money.” It was an odd time to link money to intent, but it was also strangely fitting.
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Posted May 21, 2009 - 04:25 by Tisha Tolar
Personal Finance
Don't keep ignoring those pennies you find on the floor, in the drawer, in the parking lot. If only you'd gather all the loose change up from just around your house, you could probably afford a great new outfit, a boost to your savings account, a special family night out on the town, or even cover your grocery bill for the week. Check out the 25 place you never thought to look for money.
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Posted May 20, 2009 - 14:02 by Linsey Knerl
Personal Finance, Credit Cards, Consumer Affairs
The AP just announced that new credit card rules have passed legislation and are headed to President Obama for final approval. Much speculation can be made on how this new set of guidelines will affect the average consumer, and in our recent Blog Talk Radio interview with The Wallet’s Mary Pilon, we learn that there’s more to credit cards than just law.
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Posted May 18, 2009 - 04:15 by Debbie Dragon
Personal Finance, Frugal Living
Wikipedia tells us that the expression "pay it forward" is used to describe the concept of asking that a good turn be repaid by having it done to others instead. More specifically, the creditor offers the debtor the option of "paying" the debt forward by lending it to a third person instead of paying it back to the original creditor.
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Posted May 16, 2009 - 12:23 by Xin Lu
Personal Finance, Shopping, Credit Cards
I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer has to pay a small surcharge. Under a new measure being considered in the U.S. Senate, retailers may be given the go ahead to give more discounts to cash paying customers. Would this encourage consumers to ditch the plastic?
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Posted May 14, 2009 - 20:53 by Greg Go
Personal Finance
Bunch of personal finance books being released in the coming weeks. How to haggle with your doctor, hospital or dentist. Awesome getting started guide to biking to work (with commuter bike recommendations). Tips for fighting for your job. And more!
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Posted May 14, 2009 - 11:58 by Philip Brewer
Personal Finance, Frugal Living
Spend any time reading personal-finance blogs and you'll come across a particular kind of equal-and-opposite post: lists of luxuries. Half the posts will advocate giving up a few specific luxuries to live more cheaply. The other half have titles like "Three things I won't give up" or "Five luxuries that are worth the money." Both kinds of articles miss the point of luxuries: they're indefensible (and I mean that in a good way).
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Posted May 14, 2009 - 10:50 by Tisha Tolar
Personal Finance
We can all relate to going into a store for “just a few things” and wheeling out a shopping cart loaded to the brim of things you really didn't need but called to you all the same - “BUY ME!” Each of us may have fallen victim to an impulse buy (or many) over their lifetime but fear not – those stores pay marketing gurus top dollar to make sure you can resist those buys so it's not entirely your fault. But there are some things you can do to fight back.
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