reducing debt

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

When to Use Savings to Pay Off Debt

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?