Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct
There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. That rule is starting to look kind of iffy.
People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli
You expect to spend your retirement years living in Costa Rica. Your spouse expects to stay local and join the golf club.
And you don’t figure this out until the day before you re
Do you need a kick in the pants to get you saving for retirement? Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo
I met with an elderly couple today in their home to execute some planning documents. While neither of them ever had jobs as professionals and neither inherited any money from fa
Especially for people hoping to retire early, but also those just hoping they can retire at all, there's the question, "How much money do I need?" People who are alr
You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as
Halfway through Fred Brock's book Retire on Less Than You Think: The New York Times Guide to Planning Your Financial Future, I was already drafting a review that would
Financial advice is everywhere (even here at www.wisebread.com) from the bank teller to a wealth manager who wants to dispense planning advice, manage your investment portfolio, an
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