retirement planning

Just Saving Isn't Enough: How Cash Flow Allocation Helps You Retire

Classic asset allocation teaches investors to diversify for safety. Apply this strategy to your retirement to keep the bills paid, even in a bad economy.

Canada and U.S. Retirement Showdown: Which Offers More for Retirees?

In the spirit of friendly cross-border competition, Canada and the U.S. face-off on retirement. Which country offers the best deal for retirees?

Choosing a Retirement Account: What's Available, and What’s Best for You?

With dozens of account types available, retirement planning can seem overwhelming. Read this to better understand your choices.

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

Boost Your Retirement Savings: Avoid 401(k) Fees

New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.

7 Essential Truths for a Successful Retirement

Retirement planning can seem overwhelming, but don't let that overrule common sense. Instead, follow these seven essentials for a successful future.

6 Ways to Avoid Running Out of Money in Retirement

Stop worrying that you won't have enough money in retirement. Instead, follow these tips to ensure you remain financially comfortable as long as you live.

How to Retire During a Recession

As the economy remains shaky, retirement can seem oh-so-unattainable. But there are ways to make it work — and even make your retirement enjoyable.

Planning an Entrepreneur's Retirement

Retirement planning may not be high on every entrepreneur's to-do list, but it should be.

Don't Just Think About Income When Saving for Retirement

Focusing on your current income is a good start to retirement planning, but you also need to think about spending to truly have a well-funded retirement.

Plan Now for Your 2011 Retirement Plan

The year isn't over yet, but it's not too early to think about setting up a qualified retirement plan for 2011.

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct

The End of the 4% Rule?

There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. That rule is starting to look kind of iffy.

Knowing When to Walk Away: Financial Planning for an Unknown Ending

People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli

Are You and Your Spouse Planning the Same Retirement?

You expect to spend your retirement years living in Costa Rica. Your spouse expects to stay local and join the golf club. And you don’t figure this out until the day before you re

Book review: Cash-Rich Retirement

Do you need a kick in the pants to get you saving for retirement?  Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo

25 Things I Don't Want to Regret Once I Retire...

I met with an elderly couple today in their home to execute some planning documents. While neither of them ever had jobs as professionals and neither inherited any money from fa

How much do I need to retire? How much can I spend?

Especially for people hoping to retire early, but also those just hoping they can retire at all, there's the question, "How much money do I need?" People who are alr

The Quiet Millionaire: Part 3 - Money for Now, Money for Later

You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as

Book review: Retire on Less Than You Think

Halfway through Fred Brock's book Retire on Less Than You Think: The New York Times Guide to Planning Your Financial Future, I was already drafting a review that would