Roth IRA

This One Thing Will Get You to $1 Million (Tax-Free!)

Saving a big hunk of money for retirement — up to a cool million — is not complicated or hard. All you have to do is this one thing, every month.

4 Reasons Why You Must Open a Roth IRA Before April 15

One quirk of the tax law is that any contributions to a Roth IRA before April 15 count against last year's limits. Here are four good reasons to open one now.

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

Best Money Tips: The Retirement Edition

Today, we found many great articles relating to retirement!

Step-By-Step Guide to Rolling Over Your Old 401(k)

Rolling over your 401(k) isn’t necessarily fun, but it can be a vital to your financial future. Here's how to do it.

Investing 101: 5 Essential Steps

Investing can be one of the most intimidating parts of personal finance. But if you follow these five steps, you'll be on your way to smart, sound investing.

Is It Time to Starve Your 401(k)?

We're told again and again that feeding a 401(k) guarantees a sturdy retirement. But is that really your best savings option?

Ask the Readers: Have You Ever Heard of IRAs or Roth IRAs?

Tell us if you have heard of an IRA or a Roth IRA and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Opening a Roth IRA for Your Kid

The Roth IRA can be a fantastic way to kick-start your child's retirement savings — and help protect some of your money from taxes.

7 Surprising Facts About Roth IRAs

A lot of people think Roth IRAs are just another retirement vehicle. Yes — and they're also one of the most flexible options available.

4 Reasons Why a Roth IRA May be Better Than Your 401(k)

Which is better, a Roth IRA or 401(k)? A mix of both may be your best option - here's why.

4 Essential Financial Tips For Kicking Off Your Career

If you've recently joined the workforce, you shouldn't just think about your career path; you should think about your financial path as well.

The Legal Way to Avoid Getting Taxed on Your Investments

Investing in stocks that pay dividends doesn't mean you have to worry about the government taking a huge bite out of your gains. There are perfectly legal ways to invest in dividen

Backdoor into the Roth IRA: You're Invited to the Tax-Free Party

Make too much for a Roth IRA? Don't fret, you still may have a chance to get in through the backdoor by using a nondeductible IRA then implementing a Roth IRA Conversion.

Contributing to a Roth Versus Paying Down Debt

This post was prompted by a reader question, but it's an issue that many people face—we see versions of it all the time in the forums.

What You Need to Know About Roth IRAs in 2010

According to a September 29, 2009 Fidelity Investments study, 88% of respondents are unaware of the 2010 Roth conversion opportunity. The what opportunity? With only 12% who are aw