saving

Money to start your business--without banks or saving

Suppose you and your friends all want to start small businesses. You've all got money coming in, you're all in a position to save up some capital, but it would take you a year

A Prairie Farmer’s Meal Plan: Eat for a Buck or Two a Day

The economy and rising gas costs have consumed at least 60% of my regular news and public television broadcast programming. While I’ve heard all there is to hear about how bad foo

Pay attention

Is there an amount of money that's too small to concern yourself with? People make that case, usually saying something like "Life is too short to waste time counting pennies." Th

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

Five Reasons Why I Love Public Transportation

When I lived in Berkeley I loved taking public transportation, and since I was such a bus aficionado I did not learn to drive until I was 20. Right now I live in San Mateo where t

Join America Saves Week February 24 to March 2nd

This week is officially America Saves Week 2008. This is a campaign started in 2007 by many government agencies and private entities to encourage Americans to save because the per

What is keeping you from a life of financial independence?

My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous an

Safeway Savings Rally - How I got 9 bags of groceries for $13

Right now Safeway is having an event called Savings Rally which lasts until February 26th. The deal is that you get a dollar off coupon for buying a number of items off a list of

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Six Ways to Stay Warm and Reduce the Heating Bill

Are you paying through your nose  to heat your home this winter? Is your heater broken? Read on for some practical tips to reduce your energy bill and stay warm at the same time.

Making Every Penny Count With A Zero-Based Budget

Feel like you're just living payday-to-payday? Having trouble figuring out where all your money goes? Then a zero-based budget just might be for you.

Pay yourself last is okay too

Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o

25 Things I Don't Want to Regret Once I Retire: Take Two

Since posting the first part of my list of 25 ideas and goals that I want to live by and be able to look back on with pride when it comes

5 Ways to Dodge Peer Pressure to Spend

How do you resist the urge to spend money when you're with less-than-frugal friends? 5 tips inside.

How the rich stay rich; a lesson in lateral thinking

A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really mad

The Retirement Latte

My introduction to David Bach was when I saw him speak at a financial conference a few years ago. He told an interesting story about a couple who came in for a consultation with hi

Frugal... or just plain wrong?

You know what I love? Getting something for nothing. Oh, it's rare. It's also sort of greedy and raises all kinds of ethical questions. [more]

The ultimate recycler - Utah man saves 70,000 beer cans

Wow, am I late to the news. But hey, it's a great frugal story or recycling, even if it is completely insane. [more]

Ponder it: to budget or not to budget

Some of us need or want a budget, some of us don't. Here are some tips for deciding which category you're in. [more]

U.S. personal savings rate close to Depression-era rates

U.S. savings rate has plummeted into negative territory, echoing days of the Great Depression.