saving

Fess Up to Your Addictions: How to Satisfy Them on a Frugal Budget

There are just some things I can't go without, like Starbucks coffee or a dinner at Chili's. To feed my addictions, I've learned some tips that save me money and still let

Life After Debt: What's Next?

You've worked hard, scrimped, saved and paid off all your debt. Now that you are finally debt free, what ARE you going to do?

Escape the Economic In/Out Patient Care Cycle

As a woman who has been financially independent since the age of 18, I've always believed people who are given too much financial aid from parents or relatives are less lik

How to Save Without Goals

Basic plans for saving and investing that don't require use of a formal financial plan with specific goals.

Comparing Savings Rates: U.S. vs Japan

The savings rate in the United States has increased significantly over the last few months, clearly as a response to our current economic climate. But how does our historical savin

The Best Places to Get Coupons Online

Your guide to the best places to find coupons online.

5 Ways to Live Better Without Spending More

The most simple-minded measure of your standard of living is how much money you spend: spending more equals living better. Reality is more complex. There are a lot of ways to li

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Six Ways an iPhone Can Save You Money

A lot of people find themselves wondering if phones like the iPhone are worth the money. Here are 6 reasons why they are.

Save Money: Take the Boring Challenge

Most people think saving money has to be fun and exciting in order to work. Not so. I took The Boring Challenge and saved over $2,000. How much money will you save?

An Introduction to High Yield Reward Checking Accounts

Here is a quick introduction to reward checking accounts and how you can take advantage of these high yielding accounts.

The Three Interest Rates

I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f

Getting by on a lot less money: 3 ways it's easier than you think

I spent my whole adult life trying to figure out how to get by on a lot less money, because I wanted to be a full-time writer and knew that it wouldn't pay enough to support the li

How to save BIG

A friend recently told me that someone she knows is so cheap that he would not let her use paper towels at his place. Yet at the same time he complains about not having enough mon

Don't let low interest rates make you stupid

When I went off to college in 1977, inflation was high and rising, but the maximum interest rate you could earn on a savings account was capped by the government at a fraction over

Another path to recovery: higher incomes

Preventing a collapse of the financial system is part of preventing a depression. However, the shorthand term for this--getting the banks able and willing to lend--is misleading.

Buying Shiny New Things Without The Guilt

Saving beforehand without dipping into savings or paycheck takes the guilt out of buying process.

A champion of savings over spending

We're subjected to constant barrage of unhelpful advice to the effect that what the economy needs is more spending. (The stimulus program is one piece of this.) It's kind of unde

Could you save money by subscribing to an addictive game?

During the Christmas break my husband and I went to dinner with some of his friends from high school. One couple we spoke with told us that they are trying to save money for a dow

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w