savings

When They Say Extreme Deals, They’re Not Kidding!

Posted November 17, 2009 - 08:36 by Paul Michael

Shopping

Bargains

I stumbled upon a website last week that gave me that feeling of being a hungry kid in a free candy store. The site offers amazing discounts on thousands of gadgets, and free shipping is the norm. This is one hot bookmark.

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Don't Despair Over Small Retirement Savings

Posted September 23, 2009 - 05:00 by Philip Brewer

Personal Finance

Early-morning sun on beach chairs under palm trees

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from the peak, but it's probably recovered quite a bit from the low. However small it may be compared to some imagined goal, don't underestimate the value of any amount of retirement savings.

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Budgeting Tricks for Parents

Posted September 4, 2009 - 13:30 by Tisha Tolar

Budgeting

Being a parent, you may be able to admit (at least to yourself) that you enjoy indulging your children even if it is to the detriment of your budget. Here are some tips to help you keep your sanity and a little extra cash in the bank when you are a parent.

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How to Tell if You're on Track for Retirement

Posted September 4, 2009 - 10:00 by Silicon Valley Blogger

Investment

retirement savings

It may be a little bit early to think about retirement all too seriously if you still have several decades left before you face it. But don't look now -- time flies and before you know it, there won't be much time to prepare for retirement. On this subject, the big question I have in mind is this: how do we know if we've saved enough for our retirement years?

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Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)

Posted August 18, 2009 - 07:37 by Linsey Knerl

Giveaways

Are you a coupon-clipper? Do you plan on becoming one? Have you shunned the practice out of principle, time, or apathy? Maybe you clip a little here and there, but leave the hardcore stuff to the pros... We want to hear about it! Leave a comment with your coupon clipping philosiphy, and be entered to win one ot two $10 Amazon GC's! (We award winners every week, and $10 is enough to snag a book, a music album download, or the entire digital season 1 of The Office -- plus some cookies!)

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Optimize Your IRA and 401(k)

Posted July 29, 2009 - 12:00 by Philip Brewer

Personal Finance

Apollo 4 Liftoff

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accounts, people are much too likely to put the wrong investments in them. Here's how to use them correctly.

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Managing Your Short-Term Money

Posted July 28, 2009 - 04:00 by Philip Brewer

Personal Finance, Budgeting

Actual, physical banknotes

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold, real estate, options and futures. But managing your day-to-day spending money tends to get short shrift. Here's a primer.

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When to Use Savings to Pay Off Debt

Posted July 10, 2009 - 04:00 by Philip Brewer

Personal Finance

Emergency vehicle

One of the most common questions over on the Wise Bread forum is some variation on, "I have $X in savings but $Y in credit card debt. Should I use the savings to pay down the debt?" The answer, of course, depends on your situation--and there's a reason why the question keeps showing up. Here's how to do the analysis.

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How Old Were You When You Started Saving? (Answer and Win!)

Posted July 7, 2009 - 04:23 by Linsey Knerl

Giveaways

Feed the Pig

Share your savings experiences, and be entered to win one of two $10 Amazon Gift Cards and one of 6 prize packs from FeedThePig.org! To enter our Trivia Tuesday giveaway, simply answer tell us How old you were when you began to seriously start saving?

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Americans' savings rate up to almost 7% - who benefits?

Posted June 29, 2009 - 13:31 by Xin Lu

Personal Finance, Frugal Living, Lifestyle

According to the Bureau of Economic Analysis, the personal savings rate in May 2009 was 6.9%. This a 15 year high and a far cry from the negative savings rates of just a few years ago. Although a part of the increase in savings comes from the large stimulus bills passed recently, most of the increase seems to come from changes in Americans' spending habits. So who benefits from a higher personal savings rate?

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