savings
Posted 5 days 7 hours ago by Jabulani Leffall
Personal Finance, Investment, Consumer Affairs
There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.
full story
Posted 2 weeks 3 days ago by Linsey Knerl
Personal Finance, Frugal Living, Deals and Coupons, Shopping
A favorite retailer of households across the country since 1902, JCPenney can have some stellar deals for those in the know. Like most stores, JCPenney has a method to its markdown madness. Read our best tips for saving from around the country!
full story
Posted 3 weeks 3 days ago by Xin Lu
Personal Finance, General Tips, Taxes, Investment
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds issued by the United States Treasury. These bonds are also known as I-Bonds and their yields fluctuate according to inflation. Currently, the yield is 4.28% and that beats all of my other cash investments. Here is some information on the interest rate on I-Bonds and the advantages of owning these bonds.
full story
Posted 3 weeks 6 days ago by Jabulani Leffall
Personal Finance
Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger up and stretch your imagination as well as your weak American currency. Have some fun while you're at it.
full story
Posted 6 weeks 15 hours ago by Philip Brewer
Investment
Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year. There was a simple reason--banks needed the money. With the credit squeeze making it tough for banks to raise cash, the last thing they wanted was for savers to draw their money out in search of higher returns. The Fed's efforts to relieve the squeeze have been somewhat successful--banks have substantially cut the rates they'll pay savers.
full story
Posted 6 weeks 1 day ago by Myscha Theriault
Deals and Coupons
I made an interesting discovery this week while shopping for an inexpensive cordless phone. Family Dollar is giving away over thirty dollars of free coupons this month! And they are yours for the grabbing. Read on for details. But hurry. They are only good through the end of April 2008.
full story
Posted 8 weeks 7 hours ago by Linsey Knerl
Deals and Coupons, Deals, Coupons, Shopping
Ann Taylor Loft is one of those stores I can spend hours in, but I almost always walk away without a purchase. Why? The products are fabulous, but the prices don’t always fit my tight budget. This weekend, they are offering free shipping on all purchases (no minimum required), and dozens of too-good-to-be true deals. Check it out!
full story
Posted 10 weeks 5 days ago by Jabulani Leffall
Budgeting
It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What's even more amazing is that we often don't approach our own money with the same cold meticulousness and objective impartiality that one needs to run a business. But in this case, you are the business. Get thee to an office supply store immediately.
full story
Posted 11 weeks 5 hours ago by Linsey Knerl
Personal Finance, Frugal Living, Food and Drink, Consumer Affairs
The cost of food isn’t going down, and for some, it is making the task of feeding a family more painful than ever. It doesn’t help that ad agencies and PR companies are getting better at creating snazzy gimmicks to get you to buy. Instead of providing you with better food at larger quantities, some of them are selling slicker packaging and empty promises. Here’s a look at of the biggest marketing myths designed to keep you spending.
full story
Posted 11 weeks 14 hours ago by Myscha Theriault
Freebies
While the past two give away contests have been wildly successful, they’ve leaned a little toward the feminine side. Gentleman, Nomination loves you too. In honor of tax refund season, and in the true spirit of Wise Bread, they are giving away two of their stylish stainless steel money clips from the men’s collection. Read on for details. (Contest over today, March 3, 2008. Winners have been contacted. Thanks to everyone for participating.)
full story
Posted 11 weeks 5 days ago by Linsey Knerl
Frugal Living
In a recent cost-study I completed, I found that it is possible for American families to spend between $300 and $4325 per year to homeschool a single child. While this is as varied a figure as the child it represents, there are some very simple, smart ways to keep your costs on the low side. Here are my top picks for keeping curriculum expenses low and how each has worked for our family.
full story
Posted 12 weeks 6 days ago by Jabulani Leffall
Frugal Living
How do you break the cycle when social engineering and personal spending habits that are as unique as your genetic coding, are emptying your pockets? For some people, it is grocery hoarding, for others, it’s electronic gadgets, rare wines, DVDs, classic cars, cigars, designer shoes, watches. What do you do to regroup when you realize that purchases that have defined you are for the most part unnecessary?
full story
Posted 14 weeks 3 days ago by Paul Michael
Frugal Living
Ok, so I admit it; I’m a Star Wars geek (although I’m certainly not alone). I was watching my favorite of the original trilogy last night, The Empire Strikes Back, when I had an epiphany. A moment of clarity, if you will. These Star Wars Jedi and rebels know a thing or three about frugality. And now I’m going to let you in on my fairly pointless, but fun, revelation.
full story
Posted 14 weeks 5 days ago by Myscha Theriault
Shopping
For those of you in the New England area of the United States, the Hannaford grocery chain, otherwise known as Shop and Save, will likely already be on your shopping radar. For those planning on relocating here, or looking to save some bucks while traveling, here is a breakdown of some of the awesome deals to be found there.
full story
Posted 16 weeks 5 days ago by Jabulani Leffall
Consumer Affairs
If you know that you aren't going to be able to work out more than three times a week, if you have a fitness center in your apartment complex or if you're self-motivated and patient enough, why on earth would you pay someone to run, jump, sweat and lift? If you didn't have to, why would you waste time traveling to a place to pay money when the "DIY DIFNF" plan can be just as, if not more, effective?
full story
Posted 17 weeks 5 days ago by Lana Goodrich
Budgeting
How you put money aside may be just as important as the fact that you do. Have a look at three main strategies for setting money aside, and find one to fit your life.
full story
Posted 19 weeks 2 days ago by Jabulani Leffall
Frugal Living
These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world. Common Currency isn't your father's pesonal finance blog. This is mostly because when your father came of age, Al Gore hadn't invented the Internet yet but in practice this means that you won’t get me to lying or falsely waxing about the latest, greatest mutual fund.
full story
Posted 23 weeks 5 days ago by Paul Michael
Deals and Coupons
I'm not entirely sure why this stellar deal is on a music site, but I don't care. Right now you can get several different styles of the classic Chuck Taylor Converse shoes, including these great high-tops pictured, for under $10.
full story
Posted 23 weeks 5 days ago by Paul Michael
Consumer Affairs
Have you ever wondered about the validity of those "special offer magazine subscriptions" you get in your mailbox? As someone who gets most of his magazines for free through various free subscription sites, I never really gave it much thought. But then I read an article by Chris Anderson, of Wired magazine, and he exposes some ugly truths about subscriptions.
full story
Posted 25 weeks 13 min ago by Paul Michael
Consumer Affairs
Today, November 23rd, is Black Friday. A day that as a Wisebread writer and bargain hunter I love. There are deals everywhere, we all get a chance to save a bit of dough before the Holidays, we all smile a bit more. At least, that's what I thought. But as I trudged around today in the sales, with lines of people looking more stressed than a factory farmed chicken, I realized that this day has increasingly become more of a black day on the calendar.
full story
Subscribe to all Wise Bread articles
Subscribe
All comments