savings

7 Beauty Secrets That Cost Almost Nothing

Posted July 22, 2008 - 12:33 by Andrea Dickson

Health and Beauty

Forget Cosmo. Put away your Oprah Magazine. Turn off the microdermabrasion informercial and toss the $75 ultra-rich moisturizer. There are the cheap ways to look and feel beautiful that no one ever tells you about. Here are 7 of my favorites.

--Please note that article contains some adult subject matter--

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So Your Bank Failed, Now What?

Posted July 14, 2008 - 12:36 by Xin Lu

Personal Finance, Investment

Last week I wrote that ailing banks usually give the highest interest rates and mentioned the troubles of IndyMac. Last Friday, the FDIC has officially named IndyMac a failed bank and took control of its assets. With more than $30 billion in assets, the IndyMac Bank failure is the largest bank failure since the 1980s. So what is a customer supposed to do in such a situation?

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Why "Buy One Get One Free" Is Usually A Bad Deal

Posted June 9, 2008 - 15:23 by Xin Lu

Shopping, General Tips

Recently, I read about a promotion from a home builder in San Diego where consumers could buy a 4000 square foot house for $1.6 million and get a smaller home by the developer valued at $400 thousand for free. This sounds like a fantastic deal, but I am always wary of anything labeled with "buy one get one free", and here is why.

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Are You an Ant or a Grasshopper?

Posted May 20, 2008 - 01:00 by Jason White

Frugal Living

Ants stockpiling for winter season

This classic fable illustrates the fundamental difference in savers and spenders. Spenders live for the moment, frittering away their earnings on things like technology gadgets, eating out, and bills they've created for nice cars, expensive homes, etc. Savers prefer to get by on less and save their additional money for a rainy day (or a sunny day).

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Shaw's Market Saves You Money On Gas

Posted May 19, 2008 - 09:22 by Fred Lee

Deals and Coupons

Save ten cents per gallon of gas or more at all participating Irving Gas Stations when you buy your groceries at Shaw's.

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This Post Really Suk-kuks: Examining Islamic Finance

Posted May 11, 2008 - 14:04 by Jabulani Leffall

Personal Finance, Investment, Consumer Affairs

There is a burgeoning form of Islamic fundamentalism and it has nothing to do with hate speech or bombs -- Shariah-compliant financing. These loans, based on the premise that there is no production value in credit and that loan issuance must be based on tangilbe assets and require tight debt levels, are not only growing exponentially in use but are available to non-Muslims and well, kind of make sense in some cases.

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Use Less Cash for Your JCPenney Purchase

Posted April 29, 2008 - 07:46 by Linsey Knerl

Personal Finance, Frugal Living, Deals and Coupons, Shopping

A favorite retailer of households across the country since 1902, JCPenney can have some stellar deals for those in the know. Like most stores, JCPenney has a method to its markdown madness. Read our best tips for saving from around the country!

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A Simple Guide to Series I Savings Bonds (I-Bonds)

Posted April 22, 2008 - 16:02 by Xin Lu

Personal Finance, Investment, Taxes, General Tips

After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted.  Now the best yield I have is on my Series I Savings Bonds issued by the United States Treasury.  These bonds are also known as I-Bonds and their yields fluctuate according to inflation.  Currently, the yield is 4.28% and that beats all of my other cash investments.  Here is some information on the interest rate on I-Bonds and the advantages of owning these bonds.

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Sittin' on Dubs: The Andrew Jackson Proposal

Posted April 19, 2008 - 13:46 by Jabulani Leffall

Personal Finance

Dubberific

Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger up and stretch your imagination as well as your weak American currency. Have some fun while you're at it.

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Savers suffering as rates fall--what to do

Posted April 4, 2008 - 05:33 by Philip Brewer

Investment

Federal funds rate and savings interest rates both drop

Interest rates for ordinary savers held up pretty well after the first Fed rate cut in July last year.  There was a simple reason--banks needed the money.  With the credit squeeze making it tough for banks to raise cash, the last thing they wanted was for savers to draw their money out in search of higher returns.  The Fed's efforts to relieve the squeeze have been somewhat successful--banks have substantially cut the rates they'll pay savers.

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