savings account

Why Savings Account Interest Rates Are So Low

Five or six years ago it was easy to find a savings account that paid 4% or 5%. Today, 1% or less is the norm. What happened?

A Step-by-Step Guide to Creating Your Emergency Fund

Ask any respected voice in the personal finance community what the number one thing you should do to get your finances in order is, and the chances are very high that they'll say you need to start by developing an emergency fund. For instance, Da [more]

5 Best Online Savings Accounts

Having a savings account is pretty much taken as an article of faith among those in the personal finance world. [more]

Investments Worth Making With $50 or Less

When it comes to investment, $50 or less might not seem like a lot of money, but there are plenty of ways to take that sum and watch it grow.

The Lincoln Guide to Personal Finance

President Abraham Lincoln invested most of his presidential paychecks in Treasury Bonds. Discover why his method is still good advice today.

50 Great Things to Do With $50

One dollar may not buy you much anymore, but a crisp $50 bill still has value. From splurges to saving, try these savvy ideas for your half-hundred.

What I Wish I Had Known When I Started Living Frugally

It's always easier to know what to do in hindsight. But whether you're a frugal newbie or old pro, these are great reminders.

Beware the Small Print of High Interest Savings Accounts

How many times have you seen ads for savings accounts that have touted superb interest rates? And how many times have you looked into the offer only to discover that it isn’t quit

Living Well on a Feast to Famine Income

Living on a fluctuating income can wreak havoc on a person's finances. I should know; my income is slightly erratic from season to season.

5 Tips for Easy College Savings

Saving for college isn't always easy when the day-to-day costs of living are taking what income you have. Here is a simple idea to start saving small for your kids higher education

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold

The Shanghai Supposition: Better Choices=More Choices=Better Experiences

I’m in Shanghai, China on a business trip right now, (read working vacation) and in my time away from working at the Jin Mao tower, which is nestled in the Lujiazui section of the Pudong district, an area that makes Manhattan look like Des Moines (No [more]

Saving money for kids made easy (NOT) by banks

Last week, I closed a no-maintenance-fee account because I was charged a hefty you-haven’t-deposited-any-money-lately fee a/k/a dormant account fee. I offered to make a deposit in exchange for a fee waiver; no way was the response. [more]

Money Metaphors (You wouldn't punch a kitten, would you?)

Equating my money, emotionally, with something that I find dear and worthy of protection, may force me to treat my money with the respect it deserves.

Easy savings in 2007

If you're trying to build a nest egg in '07, some of these links may help. [more]

Saving High

Most of us got at least one letter from ING Direct five or six ago with a check for $25 to open an online savings account with them, the first of its kind. [more]