Christmas has a way of sneaking up on you, and before you know it, the budget is out the window as you spend money like no other month. This year I want to encourage you to set som
The most simple-minded measure of your standard of living is how much money you spend: spending more equals living better. Reality is more complex. There are a lot of ways to li
What are we teaching our children about wants and needs this Christmas? At my local bank branch the 'give to the needy' Christmas tree has reached new levels of tackiness.
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