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Too broke to be frugal?

Posted February 3, 2009 - 06:31 by Philip Brewer

Personal Finance, Budgeting

Collapsed barn

The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping track, so I didn't even really know whether I was getting ahead or falling behind. During that period I more than once made some seriously unfrugal choices, simply because I didn't have cash on hand.

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Track your spending. Or not.

Posted July 23, 2008 - 04:44 by Philip Brewer

Personal Finance, Frugal Living

Notebook for tracking spending

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by people who find it tedious and fiddly. In the interests of making everybody happy, I'm going to come down squarely on both sides of this issue.

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