universal life insurance

Universal Life Insurance and Whole Life Insurance: A Comparison

Posted April 14, 2009 - 21:26 by Nora Dunn

Personal Finance

life insurance

So you think you need life insurance, or you know it is time to review the insurance coverage you currently have (which is something you do every few years, right? Right).
You may already have a Universal Life or Whole Life insurance policy, or you may have an insurance agent or financial planner in front of you telling you that you need one.
Read on for a comprehensive look at both forms of insurance, with pros, cons, and example applications for each.

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How (and Why) to Buy Life Insurance

Posted April 7, 2009 - 22:19 by Nora Dunn

Personal Finance

life insurance

Buying Life Insurance seems to be one of those “I’ve finally grown up, I guess I need life insurance” sorts of decisions you make. It often comes into play when you buy a house, get married, or have children.
As it should.
But getting life insurance simply because you think you might need it, without really understanding how much to get or the options you have is a mistake – one that could cost you now in overbearing and unnecessary premiums, or one that will cost you (or your loved ones) later, when you realize that there wasn’t enough to cover your needs.
Here is a basic guide to get you started.

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